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THE MUTUAL LIFE Insurance Company of New York


ls now fifty-alac years old. It has seen two complete generatioas of men pass away. There is no guess-work us to its methods there

is no doubt us to its results—both have beca proved.

Under the Policies of this Company you can provide FOR YOURSELF. An immediate income for life.

FOR YOUR DAUGHTERS. Marriago settlement monoy, or An Endowment for early retirement.

an ample incomo for Hió. A pension for old age. . FOR YOUR WIFB. A definite amount at your death, and FOR YOUR BUSINESS. Additional capital at your own fixed payments for her life.

or partner's death.

Instant cash when most needed. FOR YOUR SONS. Money to start in a business or a

A fund which cannot be touched and POR ANY CHARITY. Such a sum as you would oare to
from which an income is assured.

leavo it
The history of the Company has been an unbrokeo record of progress.


$352,838,971.67 The Mutual is the largest, strongest, most progressive life insurance company in the world. It writes the most liberal poble cles for men o women. It gives the highest guarantees. Its rates are lower than those of any of the other great companies. The Mutual Lite bas returned to policy holders the enormous sum of

ASSETS JANUARY ist, 1902'.


For further information as to plans, rates, ato., call on or address-

Telephone Central 2007

Tribune Building, CHICAGO


Premium Hams and Bacon
Their quality is not surpassed, and their flavor is mild,
delicate and appetizing. Ask your dealer for them.
Swift's Silver Leaf Lard
never varies in quality. It is America's Standard.
All Swift's Products are U. S. Government Inspected.

Swift and Company
Packing Plants at Chicago, Kansas City, Omaha, St. Louis, St. Joseph, and St. Paul

Over Two Hundred and Fifty Branch Houses in the United States

We Advocate the Establishment of a Juvenile Court Law for Every State in the Union.

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Vol. III.


No. 7.

SER so




The Stock Investment Trading Company

269 Dearborn Street, CHICAGO

Incorporated and organized for the purpose of buying and selling active

investment securities listed on the New York Stock Exchange

DO NOT risk Margins in Speculation.

in the Stock Investment and Trading

BUY SHARES company and reap the benefits result

ing through trading in Active Stocks, and at the same time enjoy the security afforded investors. Shares $10.00 each. Correspondence solicited.

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Keep the Bright Side Out.
The world is full of shadows,

We see them everywhere;
So many hearts are aching

And fainting with despair.
They see so little sunshine,

They're troubled sore with doubt,
So let us, fellow-pilgrims,

Just keep the bright side out.
So many hearts are weary

And fainting by the way;
A look or accent cheery

Would lift them up to-day,
And though the dark’ning shadows

Have found our lives, no doubt,
Let us, my fellow-pilgrims,

Just keep the bright side out.
No cloud so dark and threatening,

But may a rainbow hide;
No trouble is so bitter,

But has its shining side.
Help lift another's burden,

Smile if you cannot shout;
Let us, my fellow-pilgrims,
Just keep the bright side out.*

-Anna L. Dreyer.

CHARITY NOTES. A $30,000 orphans' home will be erected by the Odd Fellows solvency Court. “The Supreme Court, Dec. 3, 1901, declared the near Sunbury, Penn. The organization has a 187-acre piece of Insolvency Court constitutional, as section 1, article 4, of the con. property and will erect a four-story fireproof structure.

stitution provides that the general assembly may establish special

courts in addition to the regular courts. At the same time, the In order to impress upon the public the iniquity of child labor, court said that additional jurisdiction could be granted to the Inthe organized labor bodies of New Jersey will, according to dis solvency Court. The Juvenile Court is just additional jurisdicpatches from Trenton, exhibit through the state twelve children tion.” whose ages range from 8 to 10 years, taken from the glass factories at Minatola.

Abraham Slimmer of Waverly, Ia., who is reported to be worth

$10,000,000, intends to retire to his woodshed, where he is fitting A new building for the Colorado State Industrial Home for

up an office, and spend the rest of his days in giving away his Girls, which has been formally accepted by the governor and wealth. At the age of 73 Mr. Slimmer believes he has found the Board of Control, cost about $25,000 without the furniture. the best method of beneficence and sharply criticizes the ways of It is to be used chiefly for a dormitory, but there are sewing

Rockefeller and Carnegie. In the last few years this philanrooms, and other apartments.

thropist has given many thousands for hospitals and homes for

the aged. He has hospitals all over the Middle West, and rarely Attorney-General Sheets of Ohio has framed an opinion to the

does he permit it to be known that he is the donor. effect that the inmates of a children's home may attend the public school in the district in which they live. The trustees of one of the county houses had ruled that the children in the institu

Residents of the aristocratic section of Mount Holly, N. J., tion must attend the classes in the building.

made successful fight against the establishing of a colored indus

trial home on Main street of that city. The Philadelphia IndusMr. Lutton, steward of the Boys' Industrial School, of Lan

trial Bureau contemplated establishing an institution for improvcaster, Ohio, tendered his resignation to take effect July 15.

ing the moral, intellectual and industrial condition of the negro. Captain Will N. Hilles, of Columbus, a brother of former Super

The property owners went to the extreme of transfering all the intendent C. D. Hilles, succeeds him. Captain Hilles served

property for several blocks on both sides of the street to a trust during the Spanish-American war as a sergeant of Troop “D,”

company with the understanding that it be returned to its oigiFirst Ohio Cavalry. Since that time he has been an officer

nal owners when the efforts of the charitably inclined persons to in the Fourth Regiment.

secure a site had been discouraged. The children of Cleveland, O., who receive summer outings are The regular two weeks' summer outings for mothers and chilsent by the Fresh Air Camp, and are directly under the man dren of Chicago under the auspices of the charitable organizaagement of Director Lucius F. Mellen. Mr. Mellen this season tions has begun. Last year over 1,500 country homes in small has taken sixteen little folks to Edison, a party of twenty-eight towns and farming neighborhoods within 100 miles of Chicago to New London and ten children placed with farmers in Perry received more than 9,000 Chicago mothers and children. The and Madison. Fifty shouting, merry “dressed up” boys and girls principal camps near Chicago are: Camp Good Will, near Evanswere taken to Bellefontaine, near Sharon, Pa., where the homes ton, 100 mothers and babies; Dixon, Ill., 40 boys; Genesco, Ill., of forty farmers have been opened to the eager children.

64; Camp Commons, near Elgin, 50; Buena Park, 60; Rogers

Park, 50; Bushnell, I11., 65; Macomb, Ill., 170; Sag Bridge, near "The Juvenile Court of Cleveland is not endangered by the Evanston, 100; Ravina, thirty-five, and Dayton, near Ottawa, 35 Supreme Court's decisions,” said Judge Callaghan, of the In boys.



Homer Folks, commissioner of charities for New York, advocates, in general, placing out of younger children and institutional care for older children or those who have proven unfit for the former treatment or are left dependent at the age of 10 or 12 years. In a recent address before the summer school in philanthropic work, he said:

"The question is still a debated one, and we have not reached the progress toward its settlement which has been attained in other lines. For instance, an application is made to one society on one floor of the Charities building and the orphan is sent to a western farm, to take his chances in agricultural life. An application is made to another society on another floor and he is placed in a large institution in New York, indentured later on, and grows up amid the competitive conditions of city life. It seems hardly creditable that after working at the problem fifty or a hundred years so much should still depend upon the accident of application.

"Physically, family care is usually much preferable with very young children. With older children the advantages are about equal. Mental training before six or seven is largely a matter of imitation, and development in a family is much more rapid, normal and all around. When we deal with children from fourteen to seventeen there is often a distinct advantage in the more or less exceptional facilities for training to be had in institutions.

"The old idea was to put a child in an institution as early as you like, but get him out by fourteen, or a little older. Now, we do not want to put him in when he is young, if we can help it-we want to graft him onto some good family. If we fail in that or he gets adrift later, the thing to do is to send him to an institution and keep him there longer. The important factor in all this, however, is the men who are behind the institutions and make them what they are."

Mrs. Glendower Evans of Boston, in an address before the same school, called attention to what she termed "the critical period" in the institutional care of children, immediately after they leave the institution.

“Every institution,” said she, “is preparatory to life, except hospitals for incurables or homes for the aged. The years when a child goes back to a community, to a new or an old home, which for some reason earlier proved a failure, are the decisive ones. No institution can get along without affiliating with some placing-out agency that will follow up the child and retain a supervision over him, or, better still, run such an agency itself.

"Before 1892 the Lyman School left this in the hands of agents of the State Board of Charities. They reported as high as 90 per cent of our children doing well after they had left our school -a per cent similar to that claimed by many institutions to-day. It is more often the per cent of children which they know anything about.

"Upon independent investigation, in the case of children who attained their majority, we could learn of only 42 per cent who were doing well, 35 per cent had been in other reformatory institutions since leaving the school; of 23 per cent nothing could be heard. Those figures made a revolution in the methods of the Lyman School. They should carry home to institutions which retain no supervision whatever over the children which they have placed out. We were a reformatory institution and we asked ourselves what we had accomplished.

“To-day, the responsibility of our trustees covers the entire minority of boys committed to our charge. You cannot tell what you are doing when you are cutting the work in half, knowing the boys only when they are in the school and resting on good

wishes for the years they are out. You should say, 'This is my job and I'll be responsible for it.' If your investigations tell you you have failed, you had better go to digging trenches or doing fancy work.”

The thiteen vacation schools and seventeen public playgrounds in Brooklyn are overcrowded and there are long waiting lists for privileges at both. Between 60,000 and 70,000 children wish to avail themselves of the opportunities offered by the summer schools. The piers, parks, swimming baths and roof playgrounds are also taxed to their limit. Boys in schools are taught basketry, weaving, chair caning, whittling, fretsawing, leather and Venetian iron work, cardboard construction or brush work. The girls are allowed to take up kindergarten work or domestic science, millinery, sewing, embroidery, knitting and crocheting. In Chicago where the schools are supported by voluntary contributions, $7,500 has been collected. This is sufficient to maintain only five schools and while there are more than 5,000 children clamoring for admission, there are accommodations for only 3,000 In Dayton, O., more than half the regular school enrollment attends the vacation school in certain districts. Instructors are needed in several branches, but some of the public schools teachers and others give several half days each week, paying their own expenses, and thus keeping up the schools.

The Board of Estimate of New York City has ratified the proposed salary schedule for the Children's Court and that court can now be organized and opened as soon as the building is ready. The building at Third avenue and 11th street, owned by the city, is being remodeled for the use of this court. The work is to be completed by Aug. 1.

Plans for a model children's village, similar to the George J. Republic and Allendale, overlooking the Hudson and promising to be one of the unique communities in America, have been made by the directors of the New York Juvenile Asylum. A tract of 268 acres of farm land near Dobbs Ferry has been purchased for the site. The plan is for a village on a farm land plateau on the east bank of the Hudson, and to include schoolhouse, church, gymnasium, swimming pool, conservatory, power plant, electric light plant, local water and sewer apparatus, an office building, athletic field and cottages, one for each group of 20 boys and one for each group of 15 girls.


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