Table 54. Vacant dwelling units by availability for sale or rent: Urban and rural
nonfarm dwelling units by geographic division, 1940...

Table 55. Habitable vacancy rates in selected areas, 1940-46-
Table 56. Occupied dwelling units by race of occupants, by census year, 1890-1940-
Table 57. Tenure and color of occupants: Occupied urban and rural nonfarm dwell-
ing units by geographic division, 1940.

Table 58. Color of occupants: Occupied nonfarm and rural farm dwelling units by
geographic division, 1940..

Table 59. Number of rooms: Occupied urban and rural nonfarm dwelling units, 1940 and 1945__

Table 60. Size of household: Occupied urban and rural nonfarm dwelling units,
1940 and 1945..

Table 61. Size of household: Occupied urban and rural nonfarm dwelling units, by
geographic division, 1940.
Table 62. Size of household: Median number of persons in household by tenure and
color of occupants for nonfarm and rural farm dwelling units by geographic
division, 1940.

Table 63. Number of persons per room: Occupied nonfarm dwelling units, urban and
rural nonfarm, 1940 and 1945.__.

Table 64. Number of persons per room: Occupied nonfarm dwelling units by tenure, color of occupants, and geographic division, 1940

Table 65. Number of persons per room: Occupied urban dwelling units by tenure, color of occupants, and geographic division, 1940...

Table 66. Number of persons per room: Occupied rural nonfarm dwelling units by tenure, color of occupants, and geographic division, 1940...

Table 67. Monthly rent: Tenant-occupied urban and rural nonfarm dwelling units, 1940 and 1945..

Table 68. Monthly rent, state of repair, and plumbing equipment: Tenant occupied nonfarm dwelling units, 1940 and 1945..

Table 69. Tenure and rent: Occupied privately financed dwelling units in selected areas, 1940 and 1946__

Table 70. Value: Owner-occupied nonfarm dwelling units by color of occupants and geographic division, 1940...

Table 71. Value: Owner-occupied urban dwelling units by color of occupants and geographic division, 1940..

Table 72. Tenure, state of repair, and plumbing equipment: Occupied nonfarm dwelling units by geographic region, 1940..

Table 73. Plumbing equipment: Occupied dwelling units in selected areas, 1940 and
1946..

Table 74. Number of families and population, nonfarm and farm, 1890-1945-
Table 75. Family trends in the United States, by selected years..

Table 76. Heads of households: Number of heads of private households compared
with total population in same age group, 1940---

Table 77. Population by age and sex, by census year, 1870-1940

Table 78. Forecasts of the population of the United States by age and sex, July 1, 1945 to 1960_.

Table 79. Population by race: Number and percentage distribution in nonfarm and rural farm areas by geographic division, 1940-

90

Table 82. Types of families: Nonfarm and rural farm families, April 1940 and February 1946

93

Table 80. Marriages and divorces in the United States, annually, 1910-45.
Table 81. Marriage licenses issued in selected cities, annually, 1940-46-

Table 83. Types of families: Ratio of subfamilies to total primary families and subfamilies in selected areas, 1940 and 1946..

Part Three. Housing Finance

Table 84. Annual net personal saving: By year, 1929-46; by quarterly totals at annual rates, 1945-46_..

104

Table 85. Accumulated long-term savings of individuals: In selected types of insti-
tutions and in Government bonds, as of December 31, 1920-46_ _ _.
Table 86. Nonfarm mortgages recorded: Total principal amount, number, and
average principal amount, by month, 1939–47.

105

108

Table 87. Nonfarm mortgages recorded: Principal amount, percentage distribution
and average principal amount of mortgage, by type of mortgagee, by year, 1939-
1946; and principal amount, by month, 1946–47--.
Table 88. New mortgage loans: Principal amount and percentage distribution of
loans by all savings and loan associations, by purpose of loan, by year, 1936–46_ - -
Table 89. Residential mortgage debt: Outstanding debt on nonfarm residential
properties and net public and private debt as of December 31, 1929-45- -
Table 90. Mortgage loans outstanding: Principal amount and percentage distribu-
tion of mortgage loans on nonfarm homes, by types of mortgagee, as of December
31, 1925-46.

Table 91. Home mortgage investment: Gross investment and net change by year,
1925-46

110

111

113

114

116

Table 92. Home mortgages related to assets: Principal amount of nonfarm home mortgages outstanding in dollars and as percent of total assets, for selected types of institutions, as of December 31, 1926-46-

117

Pago

Table 93. Mortgages insured by FHA: Number of dwelling units and total principal
amount of mortgages insured under Titles II and VI of the National Housing Act,
by year, 1935-46 and principal amount outstanding as of December 31, 1946---
Table 94. Membership in FHL Bank System: Number of institutions and assets, by
type of institution, as of December 31, 1934-46--
Table 95. Savings and loan association members of FHLBA: Number and assets,
percentage distribution, by class of association, as of December 31, 1934-46----
Table 96. Loans by savings and loan associations: Principal amount and percentage
distribution of new mortgage loans made, by class of association, by year, 1936-
46; by month, 1946-47--

Table 97. Federal Home Loan Bank advances: Principal amount of advances, repay-
ments and balances outstanding, by year, 1932-46-

Table 98. Development funds committed: Total amount for USHA projects, amount advanced and source of funds as of December 31, 1946.

Table 99. Obligations of local housing authorities: Amount outstanding and per-
centage distribution on USHA projects, by type of holder and maturity of obliga-
tion, as of December 31, 1937-46--

Table 100. Bonds issued to general public: Amount of local housing authority bonds
issued on USHA projects, percent of total development cost financed, interest
rate and maturity, by year, 1940-46..
Table 101. Federal contributions: Maximum authorized and amount paid on low-rent
public housing projects under the United States Housing Act, by fiscal year,
1941-46...

Table 102. Home loans guaranteed by VA: Number, principal amount, and average
mortgage guaranteed under the Servicemen's Readjustment Act, related to total
mortgage recordations, by month, March 1945-March 47...
Table 103. Home loan guaranty: Loans guaranteed by VA and amount of VA guar-
anty under Servicemen's Readjustment Act, by month, March 1945-March 1947.
Table 104. FHA insured mortgages transferred: Loans insured under Sections 203 and
603 of the National Housing Act, by year, 1935-46...

Table 105. FHA insured mortgages transferred: Types of institutions buying and
selling loans insured under the National Housing Act, 1940 for Section 203 and
1943 for Section 603...

Table 106. RFC purchases and sales of FHA and VA loans: Cumulative through
1942, by year, 1942-46, and amount held at the end of 1946....
Table 107. Rental housing: Mortgages on new projects insured by FHA under the
National Housing Act, number of projects, number of units and amount of
insured mortgages written, by year, 1935-46-

Table 108. Rental housing: Face amount of mortgage insurance written, by type of
mortgagee, and amount terminated and in force, Sections 207 and 608 of the
National Housing Act, cumulative through December 31, 1946---
Table 109. Interest rates and bond yields: Interest rates on New York City real
estate mortgages, commercial loan rates, and bond yields, by year, 1940-46----
Table 110. Mortgage interest rates: Average interest rates on first mortgages on
single-family nonfarm owner-occupied properties, by geographic division, 1940.
Table 111. Interest rates: First mortgages on single-family nonfarm owner-occupied
properties, 1940....

Table 112. Characteristics of mortgages, homes, and mortgagors: Based on FHA
firm commitments to insure mortgages on single-family homes under Sections 203
and 603 of the National Housing Act, by year, 1940-46-
Table 113. Property valuation or necessary current cost: Percentage distribution of
number of new single-family properties accepted for mortgage insurance under
the National Housing Act, by year, 1937-46--

120

122

123

124

125

126

126

127

127

128

130

133

133

134

136

137

139

140

140

142

143

144

Table 114. Relation of mortgage payment to borrower's income: Mortgages insured
by FHA under Section 203, of the National Housing Act, 1940--
Table 115. Mortgage payment: Percentage distribution of number of firm commit-
ments by FHA to insure mortgages under Section 603 of the National Housing
Act, by total monthly mortgage payments, by year, 1941-46---
Table 116. HOLC loans in arrears: Number of loans outstanding, by number of in-
stallments in arrears, as of December 31, 1943-46_.

145

146

Table 117. HOLC lending experience: Original loans made, properties acquired and vendee accounts, through December 31, 1946..

147

Table 118. FHA insured mortgages in serious default: Loans under Sections 203 and 603 of the National Housing Act, by year, 1936-46__

148

Table 119. Terminations of mortgage insurance: Mortgages insured by FHA under Sections 203 and 603 of the National Housing Act, by type of termination, by year, 1935-46.

149

Table 120. Nonfarm real estate foreclosures: Number and index, by year, 1926–46; by month, 1946-47..

150

Table 121. Institutional ownership of residential real estate: Book value, by selected types of institution, as of December 31, 1938-45..

150

List of Charts

Chart 1. Privately financed nonfarm dwelling units started-United States totals by urban and rural nonfarm areas, 1920-46

5

Chart 2. Privately financed nonfarm dwelling units started-United States totals by type of structure, by year, 1920–46..

7

Chart 3. Privately financed nonfarm dwelling units started-United States totals by type of structure, by month, January 1945 to March 1947...

Chart 4. Private nonfarm residential construction-building permits issued, estimated construction cost of dwelling units started, and value of construction put in place, by 'year-1920-1946_.

Chart 5. Publicly financed nonfarm new family dwelling units started-by years, 1936 through 1946..........

Chart 6. Publicly financed nonfarm new family dwelling units completed-by years, 1936 through 1946....

Chart 7. Public low-rent housing, nonfarm dwelling units approved by the President and completed-by program and by year, 1934-46.

Chart 8. Cost in current dollars, of a house costing $5,000 in 1935-39, based on consolidated Boeckh index of construction costs, 1920-46.

Chart 9. Residential construction costs, National Housing Agency indexes, by year, 1936-46_.

Chart 10. Geographic variations in dwelling unit types, 1940.

Chart 11. Units built in specified periods as percent of all nonfarm dwelling units in
each geographic division in 1940.-

Chart 12. State of repair and plumbing equipment, nonfarm dwelling units Novem-
ber 1945..
Chart 13. Tenure: Nonfarm and farm dwelling units, percent owner-occupied,
1890-1945.

Chart 14. Dwelling units occupied by nonwhite families as percentage of all occupied
dwelling units in each geographic division, 1940...

Chart 15. Distribution of monthly rents for tenant-occupied nonfarm dwelling units, 1940 and 1945__.

80

Chart 16. Changes in number of tenant-occupied nonfarm dwelling units in each rental class, 1940-45-

Chart 17. Trend in population and families, 1890-1945-
Chart 18. Marriages in the United States, annually, 1910-45-
Chart 19. Divorces in the United States, annually, 1910-45-

95

96

Chart 20. Number of marriages and divorces per thousand population, annually, 1910-45.

97

Chart 21. Nonfarm mortgages recorded: Principal amount by month, 1939 through
March 1947_.

107

109

Chart 22. Nonfarm mortgages recorded: Average principal amount, by year, 1939-46Chart 23. Nonfarm mortgages recorded: Percentage distribution of dollar amount by type of mortgagee, by year, 1939-46_.

Chart 24. New mortgage loans: Percentage distribution of principal amount of loans made by Savings and Loan Associations, by purpose of loan, by year, 1936-46Chart 25. Home mortgage investment: Gross addition, gross reduction, and net change by year, 1926-46___

Chart 26. Number and total principal amount of home loans guaranteed by VA as percentages of total mortgages recorded, by month, 1945-47_.

109

111

115

129

Chart 27. Face amount of FHA insured loans in force at year end and face amount
transferred annually, Sections 203 and 603, by year, 1938-46---
Chart 28. Mortgage payment, as percent of borrower's income and percentage of
total mortgages insured under Section 203, by borrower's income, 1940..

132

144

Appendixes

A. Bibliography of Sources..

151

B. Federal Legislation and Presidential Executive Orders Affecting Housing 1932 to
August 1947..

157

C. Appendix Tables.........

162

Appendix Tables

Table A. Total war dwelling units started: United States totals, by type of financing,
by type of accommodation, by year, 1940-45--
Table B. Publicly financed nonfarm new family dwelling projects: Number of units
started, by type of program, by type of accommodation, by year, 1940-46--
Table C. Publicly financed nonfarm new dwelling projects: Number of units com-
pleted, by type of program, by type of accommodation, by year, 1940–46---.
Table D. Housing accommodations started: United States totals, by type of program,
by month, January 1946-March 1947...

162

162

162

163

Table E. Housing accommodations completed: United States totals by type of program, by month, January 1946-March 1947...

163

Table F. Accommodations covered by HH priority authorizations: United States totals, by issuing agency, by type of accommodation (new or conversion) as of Dec. 23, 1946..

163

Table G. Number of dwelling units authorized for construction by FHA: United
States totals by type of dwelling unit, Jan. 15-Dec. 23, 1946...

163

Table H. New rental dwelling units authorized for construction by FHA: United States totals by specified maximum monthly rental interval and monthly reporting period, Jan. 15-Dec. 23, 1946

164

Page

Table I. New sales dwelling units authorized for construction by FHA: United States
totals by maximum authorized sales price and monthly reporting period,
Jan. 15-Dec. 23, 1946-

Table J. New dwelling units authorized for construction by FHA: By geographic
division and monthly reporting period, Jan. 15-Dec. 23, 1946.
Table K. New rental dwelling units authorized for construction by FHA: By geo-
graphic division and monthly rental, Jan. 15-Dec. 23, 1946__
Table L. New sales dwelling units authorized for construction by FHA: By geo-
graphic division and maximum authorized sales price, Jan. 15-Dec. 23, 1946--
Table M. Number and percentage distribution of new dwelling units authorized by
FHA: United States totals by type of structure and by monthly reporting period,
Dec. 24, 1946-Mar. 28, 1947 __

Table N. Number and percentage distribution of new nonfarm dwelling units au-
thorized by FHA for rent to veterans, by authorized maximum monthly rental
interval and by monthly reporting period, Dec. 24, 1946-May 2, 1947.-----.
Table O. New nonfarm dwelling units authorized by FHA for sale to veterans or for
owner occupancy: Number and percent distribution by maximum authorized
floor area interval, Dec. 24, 1946-May 2, 1947.
Table P. New dwelling units authorized by FHA: By type of structure, by geo-
graphic division, Dec. 24, 1946-May 30, 1947..

164

165

165

166

166

167

167

167

Index..

Index

168

748221-48