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Table 54. Vacant dwelling units by availability for sale or rent: Urban and rural

nonfarm dwelling units by geographic division, 1940.l'able 55. Habitable vacancy rates in selected areas, 1940–46_ Table 56. Occupied dwelling units by race of occupants, by census year, 1890–1940. Table 57. Tenure and color of occupants: Occupied urban and rural nonfarm dwell

ing units by geographic division, 1940.-Table 58. Color of occupants: Occupied nonfarm and rural farm dwelling units by

geographic division, 1940. Table 59. Number of rooms: Occupied urban and rural nonfarm dwelling units,

1940 and 1945.Table 60. Size of household: Occupied urban and rural nonfarm dwelling units,

1940 and 1945.. Table 61. Size of household: Occupied urban and rural nonfarm dwelling units, by

geographic division, 1940.Table 62. Size of household: Median number of persons in household by tenure and

color of occupants for nonfarm and rural farm dwelling units by geographic

division, 1940 Table 63. Number of persons per room: Occupied nonfarm dwelling units, urban and

rural nonfarm, 1940 and 1945.Table 64. Number of persons per room: Occupied nonfarm dwelling units by tenure,

color of occupants, and geographic division, 1940.Table 65. Number of persons per room: Occupied urban dwelling units by tenure,

color of occupants, and geographic division, 1940.Table 66. Number of persons per room: Occupied rural nonfarm dwelling units by

tenure, color of occupants, and geographic division, 1940. Table 67. Monthly rent: Tenant-occupied urban and rural nonfarm dwelling units,

1940 and 1945.-. Table 68. Monthly rent, state of repair, and plumbing equipment: Tenant occupied

nonfarm dwelling units, 1940 and 1945. Table 69. Tenure and rent: Occupied privately financed dwelling units in selected

areas, 1940 and 1946. Table 70.' Value: Owner-occupied nonfarm dwelling units by color of occupants and

geographic division, 1940.. Table 71. Value: Owner-occupied urban dwelling units by color of occupants and

geographic division, 1940.. Table 72. Tenure, state of repair, and plumbing equipment: Occupied nonfarm

dwelling units by geographic region, 1940.
Table 73. Plumbing equipment: Occupied dwelling units in selected areas, 1940 and

1946.
Table 74. Number of families and population, nonfarm and farm, 1890–1945..
Table 75. Family trends in the United States, by selected years..
Table 76. Heads of households: Number of heads of private households compared

with total population in same age group, 1940.--
Table 77. Population by age and sex, by census year, 1870–1940.
Table 78. Forecasts of the population of the United States by age and sex, July 1,

1945 to 1960...
Table 79. Population by race: Number and percentage distribution in nonfarm and

rural farm areas by geographic division, 1940.
Table 80. Marriages and divorces in the United States, annually, 1910-45.
Table 81. Marriage licenses issued in selected cities, annually, 1940–46.
Table 82. Types of families: Nonfarm and rural farm families, April 1940 and Febru-
Table 83. Types of families: Ratio of subfamilies to total primary families and sub-

families in selected areas, 1940 and 1946.-

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ary 1946

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Part Three. Housing Finance
Table 84. Annual net personal saving: By year, 1929–46; by quarterly totals at

annual rates, 1945–46.-.
Table 85. Accumulated long-term savings of individuals: In selected types of insti-

tutions and in Government bonds, as of December 31, 1920–46.. Table 86. Nonfarm mortgages recorded: Total principal amount, number, and

average principal amount, by month, 1939–47. Table 87. Nonfarm mortgages recorded: Principal amount, percentage distribution

and average principal amount of mortgage, by type of mortgagee, by year, 1939

1946; and principal amount, by month, 1946-47 -Table 88. New mortgage loans: Principal amount and percentage distribution of

loans by all savings and loan associations, by purpose of loan, by year, 1936–46.-Table 89. Residential mortgage debt: Outstanding debt on nonfarm residential

properties and net public and private debt as of December 31, 1929–45.-Table 90. Mortgage loans outstanding: Principal amount and percentage distribu

tion of mortgage loans on nonfarm homes, by types of mortgagee, as of December

31, 1925-46. Table 91. Home mortgage investment: Gross investment and net change by year,

1925–46. Table 92. Home mortgages related to assets: Principal amount of nonfarm home

mortgages outstanding in dollars and as percent of total assets, for selected types of institutions, as of December 31, 1926–46..

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Table 93. Mortgages insured by FHA: Number of dwelling units and total principal

amount of mortgages insured under Titles II and VI of the National Housing Act,

by year, 1935–46 and principal amount outstanding as of December 31, 1946... Table 94. Membership in FHL Bank System: Number of institutions and assets, by

type of institution, as of December 31, 1934–46... Table 95. Savings and loan association members of FHLBA: Number and assets,

percentage distribution, by class of association, as of December 31, 1934–46.--Table 96. Loans by savings and loan associations: Principal amount and percentage

distribution of new mortgage loans made, by class of association, by year, 1936

46; by month, 1946-47.. Table 97. Federal Home Loan Bank advances: Principal amount of advances, repay

ments and balances outstanding, by year, 1932–46_ Table 98. Development funds committed: Total amount for USHA projects, amount

advanced and source of funds as of December 31, 1946.--. Table 99. Obligations of local housing authorities: Amount outstanding and per

centage distribution on USHA projects, by type of holder and maturity of obliga

tion, as of December 31, 1937-46.Table 100. Bonds issued to general public: Amount of local housing authority bonds

issued on USHA projects, percent of total development cost financed, interest

rate and maturity, by year, 1940–46.. Table 101. Federal contributions: Maximum authorized and amount paid on low-rent

public housing projects under the United States Housing Act, by fiscal year,

1941-46.. Table 102. Home loans guaranteed by VA: Number, principal amount, and average

mortgage guaranteed under the Servicemen's Readjustment Act, related to total

mortgage recordations, by month, March 1945–March 47.. Table 103. Home loan guaranty: Loans guaranteed by VA and amount of VA guar

anty under Servicemen's Readjustment Act, by month, March 1945- March 1947. Table 104. FHA insured mortgages transferred: Loans insured under Sections 203 and

603 of the National Housing Act, by year, 1935–46. Table 105. FHA insured mortgages transferred: Types of institutions buying and

selling loans insured under the National Housing Act, 1940 for Section 203 and

1943 for Section 603... Table 106. RFC purchases and sales of FHA and VA loans: Cumulative through

1942, by year, 1942–46, and amount held at the end of 1946. Table 107. Rental housing: Mortgages on new projects insured by FHA under the

National Housing Act, number of projects, number of units and amount of

insured mortgages written, by year, 1935–46. Table 108. Rental housing: Face amount of mortgage insurance written, by type of

mortgagee, and amount terminated and in force, Sections 207 and 608 of the

National Housing Act, cumulative through December 31, 1946--
Table 109. Interest rates and bond yields: Interest rates on New York City real

estate mortgages, commercial loan rates, and bond yields, by year, 1940–46..-Table 110. Mortgage interest rates: Average interest rates on first mortgages on

single-family nonfarm owner-occupied properties, by geographic division, 1940. Table 111. Interest rates: First mortgages on single-family nonfarm owner-occupied

properties, 1940.. Table 112. Characteristics of mortgages, homes, and mortgagors: Based on FHA

firm commitments to insure mortgages on single-family homes under Sections 203

and 603 of the National Housing Act, by year, 1940–46.. Table 113. Property valuation or necessary current cost: Percentage distribution of

number of new single-family properties accepted for mortgage insurance under

the National Housing Act, by year, 1937-46.. Table 114. Relation of mortgage payment to borrower's income: Mortgages insured

by FHA under Section 203, of the National Housing Act, 1940. Table 115. Mortgage payment: Percentage distribution of number of firm commit

ments by FHA to insure mortgages under Section 603 of the National Housing

Act, by total monthly mortgage payments, by year, 1941-46..
Table 116. HOLC loans in arrears: Number of loans outstanding, by number of in-

stallments in arrears, as of December 31, 1943–46..
Table 117. HOLC lending experience: Original loans made, properties acquired and

vendee accounts, through December 31, 1946 --Table 118. FHA insured mortgages in serious default: Loans under Sections 203 and

603 of the National Housing Act, by year, 1936–46. Table 119. Terminations of mortgage insurance: Mortgages insured by FHA under

Sections 203 and 603 of the National Housing Act, by type of termination, by

year, 1935–46. Table 120. Nonfarm real estate foreclosures: Number and index, by year, 1926–46;

by month, 1946–47. Table 121. Institutional ownership of residential real estate: Book value, by selected

types of institution, as of December 31, 1938-45..

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150

List of Charts
Chart 1. Privately financed nonfarm dwelling units started—United States totals by

urban and rural nonfarm areas, 1920–46..
Chart 2. Privately financed nonfarm dwelling units started—United States totals by

type of structure, by year, 1920–46.

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Pago Chart 3. Privately financed nonfarm dwelling units started— United States totals by type of structure, by month, January 1945 to March 1947...

7 Chart 4. Private nonfarm residential construction-building permits issued, esti

mated construction cost of dwelling units started, and value of construction put in place, by 'year-1920–1946.

18 Chart 5. Publicly financed nonfarm new family dwelling units started—by years, 1936 through 1946.

21 Chart 6. Publicly financed nonfarm new family dwelling units completed-by years, 1936 through 1946.--

22 Chart 7. Public low-rent housing, nonfarm dwelling units approved by the President and completed—by program and by year, 1934–46.

23 Chart 8. Cost in current dollars, of a house costing $5,000 in 1935–39, based on consolidated Boeckh index of construction costs, 1920–46.

36 Chart 9. Residential construction costs, National Housing Agency indexes, by year, 1936-46..

37 Chart 10. Geographic variations in dwelling unit types, 1940. Chart 11. Units built in specified periods as percent of all nonfarm dwelling units in each geographic division in 1940.

54 Chart 12. State of repair and plumbing equipment, nonfarm dwelling units November 1945.-

55 Chart 13. Tenure: Nonfarm and farm dwelling units, percent owner-occupied, 1890–1945.

60 Chart 14. Dwelling units occupied by nonwhite families as percentage of all occupied dwelling units in each geographic division, 1940..

75 Chart 15. Distribution of monthly rents for tenant-occupied nonfarm dwelling units, 1940 and 1945..

80 Chart 16. Changes in number of tenant-occupied nonfarm dwelling units in each rental class, 1940–45.--

80 Chart 17. Trend in population and families, 1890–1945.

88 Chart 18. Marriages in the United States, annually, 1910-45

95 Chart 19. Divorces in the United States, annually, 1910-45. Chart 20. Number of marriages and divorces per thousand population, annually, 1910-45..

97 Chart 21. Nonfarm mortgages recorded: Principal amount by month, 1939 through March 1947.

107 Chart 22. Nonfarm mortgages recorded: Average principal amount, by year, 1939–46. 109 Chart 23. Nonfarm mortgages recorded: Percentage distribution of dollar amount by type of mortgagee, by year, 1939–46-

109 Chart 24. New mortgage loans: Percentage distribution of principal amount of loans

made by Savings and Loan Associations, by purpose of loan, by year, 1936–46. 111 Chart 25. Home mortgage investment: Gross addition, gross reduction, and net change by year, 1926–46--

115 Chart 26. Number and total principal amount of home loans guaranteed by VA as percentages of total mortgages recorded, by month, 1945-47-

129 Chart 27. Face amount of FHA insured loans in force at year end and face amount transferred annually, Sections 203 and 603, by year, 1938–46--

132 Chart 28. Mortgage payment, as percent of borrower's income and percentage of total mortgages insured under Section 203, by borrower's income, 1940...

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151

Appendixes
A. Bibliography of Sources.--
B. Federal Legislation and Presidential Executive Orders Affecting Housing 1932 to

August 1947...
C. Appendix Tables.

157 162

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Appendix Tables
Table A. Total war dwelling units started: United States totals, by type of financing,

by_type of accommodation, by year, 1940–45.---
Table B. Publicly financed nonform new family dwelling projects: Number of units

started, by type of program, by type of accommodation, by year, 1940–46.-Table C. Publicly financed nonfarm new dwelling projects: Number of units com

pleted, by type of program, by type of accommodation, by year, 1940-46----Table D. Housing accommodations started: United States totals, by type of program,

by month, January 1946–March 1947.. Table E. Housing accommodations completed: United States totals by type of

program, by month, January 1946–March 1947... Table F. Accommodations covered by HH priority authorizations: United States

totals, by issuing agency, by type of accommodation (new or conversion) as of

Dec. 23, 1946..
Table G. Number of dwelling units authorized for construction by FHA: United

States totals by type of dwelling unit, Jan. 15-Dec. 23, 1946..
Table H. New rental dwelling units authorized for construction by FHA: United

States totals by specified maximum monthly rental interval and monthly report-
ing period, Jan. 15-Dec. 23, 1946.-

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Table I. New sales dwelling units authorized for construction by FHA: United States

totals by maximum authorized sales price and monthly reporting period,

Jan. 15-Dec. 23, 1946.
Table J. New dwelling units authorized for construction by FHA: By geographic

division and monthly reporting period, Jan. 15-Dec. 23, 1946.-
Table K. New rental dwelling units authorized for construction by FHA: By geo-

graphic division and monthly rental, Jan. 15-Dec. 23, 1946--
Table L. New sales dwelling units authorized for construction by FHA: By geo-

graphic division and maximum authorized sales price, Jan. 15-Dec. 23, 1946--
Table M. Number and percentage distribution of new dwelling units authorized by

FHA: United States totals by type of structure and by monthly reporting period,

Dec. 24, 1946–Mar. 28, 1947.-
Table N. Number and percentage distribution of new nonfarm dwelling units au-

thorized by FHA for rent to veterans, by authorized maximum monthly rental

interval and by monthly reporting period, Dec. 24, 1946-May 2, 1947...
Table O. New nonfarm dwelling units authorized by FHA for sale to veterans or for

owner occupancy: Number and percent distribution by maximum authorized

floor area interval, Dec. 24, 1946-May 2, 1947.-
Table P. New dwelling units authorized by FHA: By type of structure, by geo-

graphic division, Dec. 24, 1946–May 30, 1947...

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Index

Index...

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