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One Commissioner to hear Matters out of

mons.

fraudulently altered or falsified any such Books, Papers or Writings, or shall in any respect have been guilty of Fraud in discharging or concealing any Debt due to or from the said Prisoner, or shall have fraudulently made away with, charged, mortgaged or concealed any Part of his or her Property, of what Kind soever, either before or after his or her said Imprisonment, for the Purpose of diminishing the Sum to be divided among his or her Creditors, or of giving an undue Preference to any of the said Creditors, the said Court shall order the Taxed Costs of the said Opposition to be paid to such opposing Creditor or Creditors out of the Estate and Effects of such Prisoner, by his Assignee or Assignees, before any Dividend made thereof; and in all other Cases of Opposition to a Prisoner's Discharge being substantiated or effectual, it shall be lawful for the said Court or Chief or other Commissioner to make a like Order, if it shall to them or him seem fit.

XXI. And be it further enacted, That it shall be lawful for the Chief or any one Commissioner, to hear and determine out of Court on Sum- Court, upon Summons to the proper Parties, all Matters and Things relating to any Prisoner or Person discharged by any Act for the Relief of Insolvent Debtors or to his Estate, Property and Effects, or his Assignee or Assignees thereof, except the Hearing, Re-hearing or any Examination of any such Prisoner or Person discharged; and the Order made in any such Behalf by such Chief or other Commissioner shall be of as full Force and Effect to all Intents and Purposes as if the same had been made by the said Court, unless the same shall upon Application to the said Court, at the next following Sitting thereof, be by the said Court altered or rescinded.

Court may

make order in

or Pay of Pri

soner being or
having been
Officers or
Clerks in His
Majesty's or the
East India
Company's
Service, &c.

XXII. And be it further enacted, That it shall be lawful for the said Court or Chief or other Commissioner, to order such respect of Salary Portion of the Salary, Pay, Emoluments or Pension of any Prisoner being or having been an Officer or Clerk, or being or having been otherwise employed or engaged in the Service of His Majesty in any Civil Office, or of the Court of Directors of the Honourable East India Company or any other Department whatsoever, as the said Court or Chief or other Commissioner may order in Writing, and as upon Communication with the Chief Officer of the Department in which such Insolvent may be belonging at the Time, or in which he may have served, and to which such Chief Officer shall consent in Writing, to be applied in Payment of the Debts of such Person, and for that Purpose to be paid to his Assignee or Assignees; and such Portion of the Salary, Pay, Emoluments or Pension as shall be specified in such Order, shall, upon the same being lodged with the Officer or Person appointed to pay or paying such Salary, Pay, Emoluments or Pension, be paid to the Assignee or Assignees of such Prisoner, until the said Court shall make Order to the contrary.

Commence

ment and Continuance of Act.

XXIII. And be it further enacted, That this Act shall commence and take Effect upon and after the First Day of September One thousand eight hundred and twenty four, and continue in force until the First Day of June One thousand eight hundred and twenty five, and from thence until the End of the then next Session of Parliament.

CAP.

CA P. LXII.

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An Act to amend the several Acts for the Encouragement of Banks for Savings, in England and Ireland.

W

[17th June 1824.]

HEREAS an Act was made in the Fifty seventh Year 57 G.3. c. 130.
of the Reign of His late Majesty King George the

Third, intituled An Act to encourage the Establishment of
Banks for Savings in England; and which Act was amended

by an Act made in the Fifty eighth Year of the Reign of 58 G.3. c.48. His said late Majesty; and both the said Acts were amended

by an Act made in the First Year of the Reign of His present 1G.4.c.83. Majesty: And Whereas an Act was made in the said Fifty 57 G. 3. c.105. 'seventh Year of the Reign of His said late Majesty, intituled § 11-17. • An Act to encourage the Establishment of Banks for Savings in Ireland: And Whereas it is expedient that the said last men<tioned Act should be amended in conformity with the said Act of the First Year of His present Majesty's Reign, relating to Savings Banks in England, and that all the said Acts should be further amended with relation to the Savings Banks in England and Ireland: Be it therefore enacted by the King's most Excellent Majesty, by and with the Advice and Consent of the Lords Spiritual and Temporal, and Commons, in this present Parliament assembled, and by the Authority of the same, That from and after the Twentieth Day of November One thousand eight hundred and twenty four, so much and such Parts of the said recited Act of the Fifty seventh Year of His said late Majesty's Reign, for the Establishment of Banks for Savings in Ireland, whereby the issuing of any Debenture or Debentures, issuing Debenby or under the Authority of the Commissioners for the Reduc- tures in future, tion of the National Debt, is authorized or required upon the repealed. Payment of any Money into the Bank of Ireland to the Account of the said Commissioners by the Trustees of any Savings Bank, shall, as to any such Payments which shall be made into the Bank of Ireland by the Trustees of any Savings Bank at any Time after the said Twentieth Day of November, cease and determine, and shall be and the same is and are hereby repealed.

So much of
Irish Savings
Bank Act,

57 G.3. c.105.
as relates to

On Payment of
Money into
Bank of Ire-

II. And be it further enacted, That upon the Payment of any Sum or Sums of Money into the Bank of Ireland at any Time after the said Twentieth Day of November One thousand eight land by Trushundred and twenty four, to the Account of the Commissioners tees of Savings for the Reduction of the National Debt, by the Trustees of any Banks to AcSavings Bank in Ireland, under the said recited Act, it shall be count of Comlawful for the Officer or Officers of the said Commissioners in missioners of that Behalf, and he and they is and are hereby authorized and National Debt, empowered to issue, upon every such Payment being made, a Receipt signed by One of the Cashiers of the Governor and Company of the Bank of Ireland, for the Amount of such Payment, carrying Interest at the Rate of Three Pence per Centum per Diem from the Day of such Payment inclusive, payable, with the Principal, at the Bank of Ireland, whenever the same shall be required or drawn for in Manner directed by this Act, and such Receipt shall be dated on the Day on which the Pay

ment

their Officer to

give a Receipt carrying Interest at 3d. per Cent. per Diem.

Interest on all

such Sums shall

be calculated Half yearly up to 20th Novem

ber and 20th May, and carried to Account of the Savings Banks in Ireland, as additi

ment of any such Sum or Sums of Money shall be made respectively; and every such Receipt shall be in such Form as shall be from time to time directed by the said Commissioners; and the Principal and Interest of all Sums mentioned in any such Receipt shall be charged and chargeable upon, and the same are hereby charged and made payable out of the Monies or Funds standing in the Names of the said Commissioners in the Books of the Bank of Ireland.

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III. And be it further enacted, That all Interest which shall become due and payable upon any Sum of Money mentioned in any such Receipt, upon the Twentieth Day of November and the Twentieth Day of May in every Year next after the Date of any such Receipt, shall be from time to time calculated and computed by the Officer of the said Commissioners, and shall in each and every Year be placed to the Credit of the Savings Bank on whose Account any such Sum of Money was paid, within Thirty Days from such Twentieth Day of November and onal Principal. Twentieth Day of May respectively, and shall be carried to and written on the Account of such Savings Bank, and shall become Principal, and shall from thenceforth carry Interest as Principal Money paid into the said Bank of Ireland on the Account of such Savings Banks; and a Receipt, according to such Forms as the said Commissioners shall approve, shall be signed by the Officer of the said Commissioners, and shall be issued by the said Officer Half Yearly, within Thirty Days after such Twentieth Day of November and Twentieth Day of May, and such Receipt shall bear Date the Twenty first Day of November and Twenty first Day of May respectively, for the Amount of such Interest so credited and made Principal as aforesaid, as if the Amount thereof had been a Payment made by the Trustees of such Savings Bank to the Account of the said Commissioners: Provided always, that no Interest shall be computed or calculated Fractional Parts on the Fractional Part of a Pound, or any Sum less than a Pound, standing in the Books of the said Commissioners on account of any Savings Banks, on any Twentieth Day of November or Twentieth Day of May respectively: Provided also, that it shall be lawful for the Managers and Trustees of any such Savings Bank, if they shall so think fit, to direct that all Interest which shall become due and payable to the Depositor on any Sum of Money deposited in such Savings Bank, shall Twice in each and every Year be calculated and computed by the Trustees of such Savings Bank, or such Person or Persons as they shall appoint, and shall be carried to the Credit of the Person or Persons depositing the said Sum or Sums of Money, and shall become Principal, and shall from thenceforth carry Interest in all respects as other Principal Money deposited in the said Bank, or as if the said Sum of Interest so calculated had actually been paid to the said Depositors, and by them repaid to the said Trustee or Trustees; any Law, Statute or Usage to the contrary notwithstanding.

No Interest on

of a Pound.

Interest arising to Depositors to

be calculated Twice a Year, and carried to their Credit as Principal.

Before draw

ing for Money,

Trustees of Savings Banks in Ireland shall

IV. And be it further enacted, That before any Trustees of any Savings Bank in Ireland shall, at any Time after the said Twentieth Day of November One thousand eight hundred and twenty four, make any Order or Draft for Payment by the said

Com

an Agent to re

ceive the same, which shall be

deposited with Officer of Commissioners for Reduction of

National Debt.

Commissioners for the Reduction of the National Debt, of any sign an ApSum or Sums of Money, under the said recited Act for the pointment of Establishment of Banks for Savings in Ireland, or this Act, the Trustees of such Savings Bank shall make, give, sign and execute an Appointment under the Hands and Seals of not more than Four nor less than Three of such Trustees, and the Execution of which shall be attested by Three Managers of the same Savings Bank, empowering and authorizing some Person or Persons named in such Appointment to be Agent or Agents for receiving all and every such Sum and Sums of Money as such Trustees shall from time to time require to be paid by such Commissioners; and every such Appointment shall be produced by or on Behalf of the Person or Persons named therein, to the Officer of the said Commissioners, Fourteen Days at least before the Payment of any such Sum or Sums of Money on account of such Savings Bank; and such Appointment shall remain deposited in the Office of such Officer; and every such Appointment shall be made in such Form and under such Regulations as shall from time to time be directed or required, or approved of by the said Commissioners or their Officer.

V. Provided always, and be it enacted, That it shall and may be lawful for the Trustees of any Savings Bank in Ireland, by whom any such Appointment shall be made, given, signed and executed, or for the Survivors or Survivor of such Trustees, to revoke such Appointment by any Certificate or other Instrument under the Hands and Seals, or Hand and Seal, of such Trustees or Trustee, attested by not less than Three Managers of such Savings Bank, and in such Form and under such Regulations as shall be directed or required, or approved of by the said Commissioners or their Officer; and in case of the Decease of every such Trustee except one, it shall and may be lawful for the surviving Trustee together with any other Trustee or Trustees, being not less than Three nor exceeding Four in the Whole, of the said Savings Bank; and in case of the Decease of all such Trustees, or in case all such Trustees shall decline or refuse to act, it shall and may be lawful for any other Trustees of the said Savings Bank, not exceeding Four in the Whole, from time to time to make, give and execute an Appointment in Manner aforesaid, reappointing the Person or Persons named in such Appointment, or any other Person or Persons in his or their Room or Stead, to be the Agent or Agents of such Trustees; and every such Certificate or Instrument of Revocation, and every such new Appointment, shall be produced to the Officer of the said Commissioners, by the Person or Persons named in such new Appointment, Fourteen Days at the least before the Payment of any Sum or Sums of Money to the Person or Persons named in such new Appointment, and shall remain deposited in the Office of such Officer.

VI. And be it further enacted, That it shall and may be lawful for the Trustees of any such Savings Bank in Ireland, from time to time (by any Draft or Order in Writing under the Hands of any Three Trustees of such Savings Bank, attested by Three other Trustees or Managers, or by any Three credible Witnesses, according to such Form as the said Commissioners for

the

Such Appointments may be revoked, and in

case of Death or Refusal of

Trustees to act as herein mentioned, other Appointments

may be made

from time to

time.

Trustees of

Savings Banks in Ireland may draw at any

time for the Whole or any

Part of any

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Sum placed to their Account by Drafts on Commissioners for the Reduction of the

which shall be indorsed by their Officer, with the Inte

restadded thereto, and paid by the Cashiers of

the Bank.

the Reduction of the National Debt shall from time to time direct), to require that the Whole or any Part of the Principal Sum or Sums of Money standing in the Names of the said Commissioners, to the Credit of the Trustees of such Savings Bank respectively, shall be paid to such Person or Persons as National Debt, such Trustees shall from time to time require, being the Agent or Agents named in some Appointment executed under this Act, and lodged with the Officer of the said Commissioners as hereinbefore mentioned, and then remaining in force; and every such Draft or Order shall be addressed to the said Commissioners; and upon the same being produced to the Officer of the said Commissioners, the said Officer shall, within Five Days after the Production thereof, upon the Back of such Draft or Order indorse and sign an Order in such Form as shall or may from time to time be directed and required by the said Commissioners, for the Payment of the Sum mentioned in the Draft or Order of such Trustees, together with the Amount of all Interest due on such Sum up to the Day immediately preceding the Day of the Date of the Order of such Officer; and which Order of such Officer, previous to the issuing thereof, shall be entered and countersigned by the Clerk or other proper Officer making such Entry, and shall be addressed to the Cashiers of the Governor and Company of the said Bank of Ireland; and such Cashiers or One of them shall, upon the Production of such Order, pay the Sum mentioned therein to the Person or Persons mentioned in the Draft or Order of the said Trustees, and the Signature of such Person or Persons jointly or severally shall be a sufficient Discharge to the said Governor and Company; and all Payments made in pursuance of such Drafts or Orders respectively shall be deemed and taken to be Payments made by the said Commissioners for the Reduction of the National Debt to the Trustees of such Savings Bank respectively, according to the numerical Order and Priority of Date in which the original Receipts of Money deposited on account of such Savings Bank respectively shall have been issued to the Trustees thereof respectively, in Manner hereinbefore mentioned.

Signature of such Persons a Discharge to the Bank.

Sums due on
Irish Deben-

tures outstand-
ing on Nov. 20,

VII. And be it further enacted, That all and every Sum and Sums of Money which shall be due on the Twentieth Day of November One thousand eight hundred and twenty four, for Interest upon or in respect of any Debenture or Debentures which shall have been or shall be issued to the Trustees of any Savings Bank in Ireland, under the said recited Act of the Fifty ings Banks, and seventh Year of His late Majesty's Reign, for the establishing of

1824, shall be placed to Account of Sav

the Interest

consolidated

with Interest accruing.

Banks for Savings in Ireland, at any Time before the said Twentieth Day of November One thousand eight hundred and twenty four, and which may be outstanding on such Twentieth Day of November One thousand eight hundred and twenty four, shall, within Thirty Days after such Twentieth Day of November One thousand eight hundred and twenty four, be placed to the Credit of the Trustees of the respective Savings Banks on whose Account respectively such Debentures were originally issued ; and the said Interest so due shall be consolidated with the Interest which shall accrue from time to time, on every such Twentieth Day of May and Twentieth Day of November res

pectively

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