HARVARD CO-OPERATIVE BANK OF DORCHESTER, BOSTON.

116 HARVARD STREET (DORCHESTER DISTRICT).

Incorporated March 7, 1911. Began business April 12, 1911.

WILLIAM J. DOWNING, President.

WALTER D. LORING, Treasurer.

Board of Directors: W. M. BACON, H. B. BAKER, T. S. BELL, JAMES CAVANAGH, J. C. CLARK, J. J. CONNELLEY, J. F. COONEY, D. F. DOHERTY, W. J. DOWNING, W. J. DREW, CHARLES DUCKERING, W. E. ELTON, E. B. GALLAGHER, D. R. KNIGHT, W. D. LORING, W. E. McGERIGLE, CHARLES RIPLEY, C. W. RODGERS, M. H. SULLIVAN, L. A. WATERHOUSE.

Security Committee: JAMES CAVANAGH, E. B. GALLAGHER, W. E. McGERIGLE, L. A. WATERHOUSE, D. R. KNIGHT.

Regular meetings for receipt of moneys the second Wednesday of each month.

STATEMENT OF CONDITION AT THE CLOSE OF THE OCTOBER BUSINESS, 1918.

Proportion of profits retained on voluntary withdrawals, 20% on series not over 5 years old; after 5

years, none.

Rates and Averages on Loans.

75 real estate loans (average, $3,260.66 each; average rate, 5.60%): 5%, $196,850; 6%, $47,700. 52 share loans (average, $186.42 each; average rate, 6%): 6%, $9,694.

Total Expenses for Year.

Amount paid for

Salaries. $789.00

Other Expenses.
$364.77

Total $1,153.77

Incorporated August 20, 1877. Began business September 3, 1877.

JAMES G. PAGE, Treasurer.

JAMES W. HARRIS, President.
Board of Directors: C. A. BODWELL, G. A. CHILDS, C. H. CLARK, E. A. FITTS, M. J. FOWLER, G. E.
FRYE, J. W. HARRIS, E. J. KEMPTON, S. A. MCGREGOR, B. I. PAGE, J. G. PAGE, J. H. SAYWARD.
Security Committee: J. W. HARRIS, G. A. CHILDS, E. A. FITTS.

Regular meetings for receipt of moneys the first Monday of each month.

STATEMENT OF CONDITION AT THE CLOSE OF THE OCTOBER BUSINESS, 1918.

UNMATURED SHARES.

Issued during year

Withdrawn during year

Forfeited during year

Matured during year

Shares now pledged
Shares in force

First term, 24%; second term, 24%.

Proportion of profits retained on voluntary withdrawals, 10%.

Rates and Averages on Loans.

691 real estate loans (average; $2,117.51 each; average rate, 5.97%): 5%. $36,200; 6%, $1,427,000. 202 share loans (average, $262.60 each; average rate, 6%): 6%, $53,045.

HENRY WILSON CO-OPERATIVE BANK, NATICK.

32 MAIN STREET.

Incorporated October 23, 1886. Began business November 12, 1886.

DANIEL C. FELTON, President.

HARVEY H. WHITNEY, Treasurer.

Board of Directors: PETER CASHION, D. C. FELTON, RICHARD FOLEY, W. A. LAUGHTON, J. F. LINCOLN, M. E. MCGRATH, L. E. PULSIFER, J. E. SWEETLAND, G. F. WHITNEY, H. H. WHITNEY, N. P. YOUNG.

Security Committee: D. C. FELTON, J. E. SWEETLAND, G. F. WHITNEY.

Regular meetings for receipt of moneys the second Friday of each month.

STATEMENT OF CONDITION AT THE CLOSE OF THE OCTOBER BUSINESS, 1918.

161 real estate loans (average, $1,872.98 each; average rate, 5.92%): 5%, $44,700; 5%%, $10,350; 6%, $199,250; 62%, $40,450; 7%, $6,800. 44 share loans (average, $294.32 each; average rate, 6.20%): 5%, $750; 51⁄2%, $600; 6%, $7,050; 62%, $1,700; 7%, $2,850.

HIGHLAND CO-OPERATIVE BANK, BOSTON.
1109 COLUMBUS AVENUE (ROXBURY DISTRICT).
Incorporated February 24, 1899. Began business February 27, 1899.

ARTHUR A. BROWN, President.
GEORGE E. COLE, Treasurer.
Board of Directors: A. L. BACON, W. J. BLEILER, B. D. BRAWLEY, A. A. BROWN, G. E. COLE, J. W.
COLGAN, H. A. DEMPSEY, JOSEPH ENGEL, JOSEPH ESSELEN, C. B. FAUNCE, C. E. GANTER, CHARLES
LIFFLER, C. E. MACKAY, H. J. MÜLLER, H. S. ORMSBY, S. J. RANTIN, FRANK SALTER, CORNELIUS
VANDER PYL.

Security Committee: W. J. BLEILER, C. E. MACKAY, H. J. MÜLLER, S. J. RANTIN.

Regular meetings for receipt of moneys the third Monday of each month.

STATEMENT OF CONDITION AT THE CLOSE OF THE OCTOBER BUSINESS, 1918.