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MIDDLEBOROUGH SAVINGS BANK, MIDDLEBOROUGH.

SOUTH MAIN STREET.

Incorporated March 15, 1873. Number of corporators, 34; number of trustees, 20.

GEORGE R. SAMPSON, President.

THEODORE N. WOOD, Treasurer.

GEORGE W. STETSON, Clerk of the Corporation.

Board of Trustees: C. N. ATWOOD, L. O. ATWOOD, F. L. BARROWS, W. G. BOYNTON, L. H. CARR, J. M CLARK, G. E. DOANE, E. S. HATHAWAY, C. M. LEONARD, E. T. LINCOLN, J. A. MILLER, A. G. PRATT, M. S. RYDER, G. R. SAMPSON, S. SHAW, J. A. SPARROW, G. W. STETSON, G. E. TILLSON, E. F. WITHAM, T. N. WOOD.

Board of Investment: G. R. SAMPSON, G. E. DOANE, C. N. ATWOOD.

Auditing Committee: G. W. STETSON, G. E. TILLSON, M. S. RYDER.

Deposits draw interest from first Monday of January, April, July and October; dividends are pay able the first Monday of April and October. Business hours: 9 A.M. to 12.30 P.M.; 2 to 4 P.M.; Saturdays, 9 A.M. to 12.30 P.M.; also Mondays, 7 to 8 P.M.

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Bank building and fixtures (estimated value, $47,000; assessed value, $36,000)

Real estate by foreclosure, etc. (assessed value, $38,300)

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$423,875 30

611,557 25

195,335 00

35,000 00

45,218 75

2,700 00

2,000 00

903,924 00

217,228 00

40,000 00

30,050 00

29,985 33

2,055 10

$2,538,928 73

$2,351,441 14

117,700 00 62,689 82

7,097 77

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Rates on Investments and Loans (Average on All, 5.03%).

Real estate loans (average rate, 5.89 per cent.): 5%, $75,500; 5%%, $41,200; 6%, $787,224.
Personal loans (average rate, 5.67 per cent.): 5%, $17,450; 5%%, $105,200; 6%, $94,578.

Bonds, stocks, etc. (average rate on amounts invested, 4.34 per cent.): 3%, $33,000; 3%%, $143,000; 34%, $5,000; 4%, $572,500; 4%, $175,000; 41⁄2%, $256,000; 5%, $97,500; 5%%, $58,000; 6%, $17,700.

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Par Value.

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SCHEDULE OF SECURITIES OWNED.

10,000 Kittery, Me. (W. D.), 58 23,000 Middleborough (F. D.) 48

Public Funds, Notes.

$1,500 Halifax 49 3,500 Lakeville 48 16,000 Lakeville 51⁄2 30,000 Middleborough 528 23,500 Middleborough (F. D.) 48 2,500 Middleborough (F.D.) 58 12,000 Middleborough (F.D.) 51⁄2

Railroad Bonds.

Par Value.
$65,000 Baltimore & Ohio 4s
35,000 Baltimore & Ohio 4428
15,000 Bangor & Aroostook 58
1,000 Boston & Lowell 328
30,000 Boston & Maine 48
20,000 C., B. & Q. 328
10,000 Chic., Mil. & St. Paul 48
40,000 Chic., Mil. & St. Paul 428
25,000 Chicago & Northw. 4s
20,000 Chic., R. I. & Pac. 48
10,000 Fitchburg 328
11,000 Fitchburg 4s

30,000 Fitchburg 428

16,000 Fitchburg 58
15,000 Fitchburg 6s, notes
33,000 Illinois Central 36
20,000 Illinois Central 328
10,000 Lake Shore & Mich. So. 4s
25,000 Maine Central 428
1,000 Maine Central 58
10,000 Michigan Central 48
49,000 N. Y. C. & H. R. 48
55,000 N. Y., N. H. & H. 48

Par Value.

$16,000 No. Maine Seaport 58
43,000 Old Colony 48
15,000 Pennsylvania 41%8
17,000 Sioux City & Pac. 328

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MIDDLESEX INSTITUTION FOR SAVINGS, CONCORD.

MAIN STREET.

Incorporated March 4, 1835. Number of corporators, 23; number of trustees, 11.

WILLIAM WHEELER, President.

CHARLES E. BROWN, Treasurer.

HERBERT W. HOSMER, Clerk of the Corporation.

Board of Trustees: MURRAY BALLOU, C. E. BROWN, STEDMAN BUTTRICK, L. N. FOWLER, PRESCOTT KEYES, E. L. PARKER, RUSSELL ROBB, THOMAS TODD, Jr., F. A. TowER, C. H. TOWLE, WILLIAM WHEELER.

Board of Investment: WILLIAM WHEELER, L. N. FOWLER, STEDMAN BUTTRICK, C. H. TowLE.

Auditing Committee: WILLIAM WHEELER, Murray BALLOU, F. A. TOWER.

Deposits draw interest from first day of March, June, September and December; dividends are payable January 1 and July 1. Business hours: 9 A.M. to 2 P.M.; Saturdays, 9 A.M. to 12.15 P.M.

STATEMENT OF CONDITION, OCTOBER 31, 1918.

Assets.

Public funds, bonds and notes

Railroad bonds and notes

Street railway bonds

Boston Terminal Co. bonds.

American Tel. & Tel. Co. bonds

Stocks of banks and trust companies

407 loans on real estate (average of each, 82,253.02).

16 loans on personal security

Bank building and fixtures (estimated value, $12,000; assessed value, $10,800)

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$156,800 00

550,700 00

115,000 00

50,000 00

42,520 00

10,000 00

916,980 46

373,961 16

10,500 00

4,964 41

48,721 15

1,202 96

$2,281,350 14

$2,078,314 59

107,600 00 52,777 33

$45,922 87

$3,024 75
239 90

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Rates on Investments and Loans (Average on All, 5.25%).

Real estate loans (average rate, 5.91 per cent.): 5%, $65,800; 5%, $38,200; 6%, $812,980.46.
Personal loans (average rate, 6.05 per cent.): 6%, $323,961.16; 64%, $25,000; 6%%, $25,000.
Bonds, stocks, etc. (average rate on amounts invested, 4.27 per cent.): 3% %, $253,000; 34%, $7,500;
4%. $365,000; 44%, $53,300; 42%, $110,000; 5%, $115,000; 7%, $20,000; 14%, $10,000.

Number of loans not over $3,000 each, 349, amounting to $573,355.46.

30 real estate loans made during year, amounting to $97,400.

Dividends, Deposits and Withdrawals.

Ordinary dividends declared during year: Dec., 1917, 2%
June, 1918, 24%

Number of deposits during year, 4,017, amounting to

Number of withdrawals during year, 3,910, amounting to

Net decrease in amount due depositors

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MILFORD SAVINGS BANK, MILFORD.

236 MAIN STREET.

Incorporated April 24, 1851. Number of corporators, 44; number of trustees, 13.

CLIFFORD A. Cоox, President.

JAMES E. WALKER, Treasurer.

CHARLES A. CLAFLIN, Clerk of the Corporation.

Board of Trustees: H. D. BowWKER, C. A. CLAFLIN, C. A. Cook, H. M. CURTISS, C. H. DRAPER, G. A. DRAPER, S. A. EASTMAN, G. W. ELLIS, F. D. FIELD, F. P. LEE, W. I. STIMPSON, AUGUSTUS WHEELER, WENDELL WILLIAMS.

Board of Investment: C. A. COOK, AUGUSTUS WHEELER, S. A. EASTMAN.

Auditing Committee: H. D. BOWKER, S. A. EASTMAN, G. W. ELLIS.

Deposits draw interest from second Saturday of January, April, July and October; dividends are pay. able the second Saturday of April and October. Business hours: 9 A.M. to 3 P.M.; Saturdays, 9 A.M. to 1 P.M.

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Bank building and fixtures (estimated value, $25,000; assessed value, $32,500)

Real estate by foreclosure, etc. (assessed value, $2,200)

War savings stamps and thrift stamps

Deposits in national banks or trust companies

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a. Guaranty fund (5.03% of deposits; increase during year, $401.73) b. Profit and loss (increase during year, $15,332.71)

Current income:

Interest

Less current expenses not charged off.

Deposits or installments received on sales of Liberty Loan Bonds

25,000 00

1,852 06

962 91 10,122 80 1,355 85

$3,863,074 80

$3,579,600 50

180,222 86 100,344 80

$2,545 25
139 20

2,406 05 500 59

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