§ 7. That the city council of the city of Galena shall Mayor's court. have power and authority to provide by ordinance or ordinances for the organization and maintenance of a mayor's court for said city, and for the trial and punishment of all offenders against the ordinance or ordinances of said city made or hereafter to be made in conformity with the powers granted in the city charter of the said city of Galena, or by virtue of this act, and not repugnant with the constitution of this state and constitution of the United States.

diction.

§ 8 That the city council of said city may have the Exclusive jurispower and authority, by ordinance, to grant to the mayor of said city the exclusive jurisdiction in all cases arising under the ordinance or ordinances of said city; and the mayor shall receive the same fees and compensation for his services as justices of the peace in similar cases.

§ 9. That all act or acts, law or laws, amendatory, re- Acts repealed. pealing or conflicting with, or to any parts or provisions of section twenty-three of the act entitled "an act to amend the several acts incorporating the town of Galena," be and the same are hereby repealed.

§ 10 That the city council of said city shall have pow- Fevre river. er, control, authority and jurisdiction in and over Fevre river, in the city of Galena, and from thence to its junction with the Mississippi river, for the purposes of improving the navigation thereof, and may alter, widen, straighten, dredge, deepen, turn, change, shorten or otherwise improve the navigation of its channel or waters; and may have power, authority and jurisdiction, for the purposes of removing and preventing all and any impediments and obstructions of every kind and description, natural or artificial, that tends or may hereafter tend to obstruct or impede the free and uninterrupted navigation of said river for steamboats or other water craft, under such rules and regulations as the city council, by ordinance, may direct. That the said city council shall allow a just compensation for all damages the owner or owners of any real estate on the banks of said river may sustain, by reason of turning or changing, straightening, widening, shortening or deepening the channel of said river. Said damages to be allowed and assessed in the same manner as now provided for in the city charter of Galena in relation to the discontinuance of streets and the removing of buildings.

11. That the city marshal of the city of Galena shall city marshal. have power, authority and jurisdiction, and may serve any process issuing under and by virtue of this act or of the act to which this is an amendment, or by virtue of any ordinance of said city made, or hereafter to be made, in any place within the county of Jo Daviess.

Taxes, how levied, &c.

Ordinances.

§ 12. That the taxes authorized to be levied and collected by virtue of t is act, may be levied and collected in the same manner and under the same regulations that other city taxes are collected.

13. The city council of said city shall have power to make all ordinances which may be necessary and proper for carrying into execution the powers specified in this act, and not repugnant to the constitution of the United States or of this state, and may repeal any and all ordinances.

§ 14. This act to take effect and be in force from and after its passage.

APPROVED June 21, 1852.

In force June 21, AN ACT to incorporate the Rock River Mutual Fire Insurance company.

Style.

1852.

Purposes.

SECTION 1. Be it enacted by the people of the State of Illinois, represented in the General Assembly, That George Corporators. Haskell, Newton Crawford, Anson S. Miller, Seldon W. Church, Bela Sharr, William Bebb, Wait Talcott, J. G. Prentiss, D. A. Knowlton, O. H. Wright, Samuel M. Hitt, P. R. Bennett, St. John Mix, Joel Florida, Alexander Neely, and all other persons who may hereafter become members of said company, in the manner herein prescribed, be and they hereby are incorporated and made a body politic, for the term of twenty years from the passage of this act, by the name of "The Rock River Mutual Fire Insurance company," for the purpose of insuring their respective dwelling houses, stores, shops and other buildings, household furniture and merchandise, against loss or damage by fire, whether the same shall happen by accident, lightning or any other means, except that of design in the assured, or by the invasion of an enemy or insurrection of the citizens of this or any of the United States, and by that name may sue and be sued, plead and be impleaded, appear, prosecute and defend in any court of record, or other place whatever; may have and use a common seal; may purchase and hold such real and personal estate as may be necessary to effect the object of their association, and the same may sell and convey at pleasure: Provided, such real estate shall not exceed one hundred and sixty acres may make, establish and put into execution, such by-laws or ordinances and resolutions, not being contrary to the laws of this state or of the United States, as may seem necessary or convenient for their regulation and government and for the management of their affairs, and do

Powers.

Proviso.

and execute all such acts and things as may be necessary to carry into full effect the purposes intended by the

charter.

§ 2. That all and every person and persons, who shall Members. at any time become interested in said company, by insuring therein, and also their respective heirs, executors, administrators and assigns, continuing to be insured therein, as hereinafter provided, shall be deemed and taken to be members thereof, for and during the time specified in their respective policies, and no longer, and shall at all times be concluded and bound by the provisions of this act.

Meetings.

§ 3. There shall be a meeting of said company at Rockford, in the county of Winnebago, on the first Wednesday of January annually, or on such other day as the said company may hereafter determine, at which first annual meeting shall be chosen by a major vote of the members present, Directors. and by proxy, a board of fifteen directors who shall continue in office until others have been chosen and accepted the trust in their stead. In all vacancies happening in said board, whether by removing from the state, dying or refu- Vacancies. sing or neglecting to act, for and during the space of three months successively, then and in every such case, another director shall be chosen in the place of each director so removing, dying, refusing or neglecting to act as aforesaid, by a majority of the directors present at any monthly meeting, which director so chosen shall remain in office until the next general election of directors, and a majority of the whole board shall constitute a quorum for the transaction of business. At their first regular meeting the board of directors shall class themselves, by lot, into three classes of an equal number each, the terms of whose service shall respectively expire as follows: the first class in one year, the second class in two years, and the third class in three years. Special meetings of the company may be called by order of the directors, whenever the owners of one tenth part of the property insured in said company shall apply to the directors, setting forth in writing the purposes for which a meeting is desired.

Classification,

Special meetings..

tors.

Officers.

§ 4. The board of directors shall superintend the con- Power of direscerns of said company, and shall have the management of the funds and property thereof, and of all matters and things thereunto relating, not otherwise provided for by said company. They shall have power, from time to time, to appoint a secretary, treasurer and such other officers, agents and assistants as to them may seem necessary, and prescribe their duties, fix their compensation, and take such security from them as they may deem necessary for Rates of newthe faithful performance of their respective duties. They rance, shall determine the rates of insurance, the sum to be insured on any building, not exceeding two-thirds of its

value, nor more than one-half of the value of personal property, and the same to be deposited for the insurance thereof. They shall order and direct the making and issuing of all policies of insurance; the providing of books, stationery and other things needful for the office of said company, and for carrying on the affairs thereof, and may draw upon the treasurer for the payment of a 1 losses which may have happened, and for expenses incurred in transacting the concerns of said company. They shall elect one of their own number to act as president, and may hold their meetings monthly, and oftener if necessary, for transacting the business of the company, and shall keep a record of their proceedings and any director disagreeing with a majority of the board at any meeting, may enter his dissent, with his reasons therefor, on record.

§ 5. The directors may extend the insurance of said company to any part of this state, on any of the real and personal property within the same, with the exceptions and provisions hereinafter enacted, not exceeding the sum of five thousand dollars in any one risk, at such rate or rates as said directors may, in view of the equity of the case and the interest of the company, determine. Insurances shall be made in all cases, upon the representation of the assured contained in his application therefor, and signed by him or his attorney; which representation shall, in fairness and good faith, state all the material circumstances within his knowledge, which may affect the risk: Provided, that in case of any loss or damage by fire, the valuation of the property at the time of such loss or damage, shall be determined by the award of impartial men, as hereinafter provided.

§ 6. Books of account, written securities or evidences of debt, title deeds, manuscripts or writings of any description, money or bullion, shall not be deemed nor taken to be objects of insurance in said company. Curiosities, medals, jewels, musical instruments, plate, paintings, sculpture, stationery, watches, gold or sil.er ware, of any kind, shall not be deemed to be included in any policy of insurance, unless these articles, or any of them, form part of the usual and regular stock in trade of the assured, or are particularly specified in the policy. Breweries, chemical establishments, bleaching houses, oil mills, or contents of either of them, alcohol, aquafortis, gunpowder, spirituous liquors, tar, turpentine, varmsh, or any other tradeswares or merchandise, which may hereafter be excluded by said company at any annual meeting, shall never be deemed insurable by the directors of said company, nor any policy issued thereon.

§ 7. Every person who shall become a member of said company by effecting insurance there.n, shall, before he

P

receives his policy, deposite his promissory note for such sum or sums of money as shall be determined upon b. › directors, and in addition to such note shall pay in cash such other sum as may be required by the said directors. The said deposite note shall be payable in part, or the whole at any time when the directors shall deem the same requisite for the payment of losses or other expenses, and at the expiration of the term of insurance the said note, or such part of the same as shall remain unpaid, after deducting all losses and expenses occuring during said term, shall be be relinquished and given up to the signer thereof.

§ 8. Every member of said company shall be and here- Losses. by is bound to pay his proportion of all losses and expenses happening or accruing in and to said company, and all buildings insured by and with said company, together with the right, title and interest of the assured to the lands on which they stand, shall be pledged to said company, and the said company shal have a lien thereon against the assured, during the continuance of his or their policies.

§ 9. In cases of any loss or damage by fire, happening Notice of losses, to any member upon insured property, in and with said company, the said member shall give notice thereof, in writing, to the directors, or some one of them, or to the secretary of said company, within thirty days from the time of such loss or damage may have happened, and if the party suffering is not satisfied with the determination of the directors, the question may be submitted to referees, or the said party may bring an action against said company for said loss or damage, at the next court to be holden in Winnebago, and not afterwards, unless said court shall be holden within sixty days after said determination, but if holden within that time then at the next court holden in sa'd county thereaf er; and if upon trial of saidaction a greater sum shall be recovered than the amount determined by the directors, the party suffering shall have judgment therefor against said company, with interest thereon from the time said loss or damage Lappened, and cost of suit; but if no more shall be recovered than the amount aforesaid, the said party shall become non suit, and the said company shall recover their costs: Provided, how- Proviso. ever, that the judgment last mentioned shall in nowise affect the claim of said suffering party, to the amount of loss or damage as determined by the directors aforesaid: And provided, also, that execution shall not issue on any Further provim. judgment against said company, until after the expiration of three months from the rendition thereof.

es

§ 10. The directors shall, after receiving notice of any Payment of komloss or damage by fire sustained by any member, and ascertaining the same, or after the rendition of any judgment as aforesaid, against said company, for such loss or damage,