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AS. EDWIN EAKINS, M.D., residence in Belleville, Dr. Eakins

JM.B. Belleville, Ont., was born has attracted very large practice

in Newburgh, Addington county, Ontario, in 1850. He is the son of George Eakins, of Tyrone county, Ireland. Dr. Eakins began his studies at the Newburgh Academy, and in 1870, entered the Toronto University, where he took the degree of M.B., graduating in 1875. He then went abroad for a few years, and in 1875, obtained the degree of M.D. at the Royal College of Physicians and Surgeons, Edinburgh, Scotland. He then returned to Canada and located in Belleville, where he now resides. During his eighteen years'

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and enjoys the confidence of his fellow citizens. The doctor is on the staff of the Belleville Hospital; physician for Marchmount Home; district surgeon for the Grand Trunk R'y Co., and physician of the Institution for the Deaf and Dumb. He is a member of the Masonic and I.O.O.F. societies, but for some years has not taken an active part in the work of the orders. He is in religion a Methodist, in politics Liberal Reformer. Dr. Eakins was married in 1878, to Miss Annetta, daughter of Sidney Warner, Esq.

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OSEPH ALEX. LAIRD, reeve of Hamburg, Ont., was born September 26th, 1844, in Waterloo county, Ont. His parents were John and Rebecca (Crotty) Laird. They were both Irish, his father being one of a few survivors from a ship wreck in crossing the Atlantic. Our subject was educated in the public school, and at the Ingersoll Grammar School. He also holds a certificate from the Toronto Military School, and was for some years captain of No. 1 Company of the 29th Batallion, and he is very fond of military matters. He conducted farming for many years very

successfully, and in 1883, removed to Hamburg, and engaged in the grain business for a number of years. He is a member of the Presbyterian Church, the I.O.O.F., I.O.F. and A.O.U.W. He was a member of the Wilmot township Council for two years, and was first deputy reeve of Wilmot township, for a similar period. He was in the Hamburg Council in 1886 and 1887, and reeve in 1888, 1889, 1890, 1891, 1892 and 1893. He was married, Jan. 25th, 1871, to Miss Agnes, daughter of W. R. Plum, J. P., of Waterloo county, Ont. His family consists of three sons and one daughter.

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EAN DAMIEN ROLLAND, merchant, Montreal, Que., was born in that city, in 1841. He is the eldest son of the late Hon. JeanBaptiste Rolland, who was a member of the Dominion Senate, a gentleman who was highly esteemed by all classes, in Montreal. He received his education at the Christian Brothers' School, and the Jesuits' College. He commenced his commercial career in 1857, as clerk, in the extensive book, paper and fancy goods house, which his father had founded in the year 1842. In 1859, he was admitted as partner, and on the death of his father, in 1888, he became

principal in the business, which he has carried on with his three brothers ever since. Their paper mill at St. Jérôme, P.Q., is one of the finest in the Dominion of Canada. They are the only manufacturers in Canada of tub sized and loft dried papers, and enjoy a large and prosperous trade. The partners in the firm are well and favorably known in commercial circles, and they have always interested themselves in any movement likely to benefit the city. Mr. Rolland was an alderman of the city, representing Hochelaga Ward from 1872 to 1892, having previously been Mayor of Hochelaga, from 1876 to

1879. He represented St. Antoine Ward in the City Council, in 1892, and on the occasion of his election to that ward, an incident occurred which shows what an indispensable member of the Council he is considered. He being defeated in his own constituency, Alderman Shorey retired from the contest in St. Antoine Ward, in order that Mr. Rolland should retain his seat in the Council. As chairman of the Finance Committee, he has done a great deal towards economizing civic outlay. As a member of the Council of the Board of Trade, he has distinguished himself in bringing about much good to commercial interests. He was one of the founders, and was vice-president of the Dominion Travellers' Benefit Society. He is also president of the Montreal & Western Railway, and a director of the Bank of Hochelaga, and of the Manufacturers' Life Insurance.

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ALTER I. JOSEPH, local manager at Montreal for the Union Mutual Life Insurance Co., was born in 1863, at Birmingham, England. He was educated at Dr. Schwartz' Business College in that city, and at Kahn's College, Brussels, Belgium. He has been connected with the Union Mutual Life Insurance Co., of Portland, Maine, for a period of six years. This company was incorporated in 1848, and hence is one of the oldest on the American continent. Its aim is to consider its policy holders' interests in every possible manner. Its contracts do not abound with technicalities, but are a simple promise to pay a certain stipulated amount, either at death or at the end of a certain term of years, according to the nature of the contract. Mr. Joseph states that the Union Mutual Life Insurance Co., is the only company issuing policies under the "Maine Non-Forfeiture Law," which provides that after three years' premiums have been paid, failure to pay any subsequent premiums, shall not forfeit a policy, but it shall continue in force for its full amount until the reserve upon the policy is exhausted. Thus, if a person aged 36, pays three years premiums upon a fifteen year Tontine endowment, and then discontinues payment, the policy will be continued in force for the whole fifteen fifteen years, and should the assured die during this extension, owing more than five annual premiums, the company would only deduct five premiums.

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at life rates. The company has already paid under the "Maine Non-Forfeiture Law," since March, 1877, over $350,000 to the beneficiaries of policies that had lapsed through non-payment of premiums. It has also made payments to its policy holders since its organization, to the extent of $26,191,648.43. assets of the company, January 1st, 1892, were $6,301,010, 18, and its surplus, according to the 41⁄2 Canadian table, $712,000.00. Mr. Joseph is a first-class insurance man, and he is making this popular company wellknown in the territory under his management.

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OHN ATCHESON L.D.S., Windsor, Ont., was born near Ingersoll, September 2nd, 1856. He is a son of George Smith, a pioneer of Oxford county, and a popular and widely known Justice of the Peace. He was educated at the Ingersoll public and High schools, and after leaving the latter, concluded to turn his attention to dental surgery. In order to prepare for his profession, he entered the Royal College of Dental Surgeons, at Toronto, and graduated in 1882. After practicing two years in Toronto, he located in Windsor, where he has been successful in securing one of the

SMITH, finest dental connections in Western Ontario. The doctor is very popular with the profession, being recently elected a member of the Board of Directors and Examiners for Ontario, and also represents a section of the city of Windsor, as alderman. In politics, he is an active Reformer, and interested in all matters affecting the welfare of his party. He is a member of the I.O.O.F. and K.O.T.M. societies. He is an important factor in the community, and has a very desirable future before him. He was married Jan. 17th, 1883, to Agnes, daughter of Andrew Smith, of Ingersoll. His family consists of two children.

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