BANKING DEPARTMENT.

We are prepared, on the terms mentioned below, to receive the deposit accounts of responsible parties in goood standing:

I.

1. Except in the case of Banks, Savings Banks, or other wellknown corporations, or of individuals or firms whose character and standing are already known to us, we require satisfactory references before opening an account. We allow interest at the rate of three per cent. per annum, on the average monthly balances, when the same amount On accounts averaging less than to $1,000 or over. $1,000 for the month we allow no interest.

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We render accounts current, and credit interest as above, on the last day of each month.

For parties keeping regular deposit accounts with us we collect and credit United States, railroad and other coupons and dividends payable in this city, without charge; make careful inquiries, and give the best information we can obtain, respecting investments or other matters of financial interest to them; and in general serve their interests in any way in which we can be of any use to them in our line of business.

We do not discount or buy commercial paper, but are at all times prepared to make advances to customers and correspondents on United States Bonds, or other first-class marketable securities.

6. All deposits are subject to check at sight, without notice. FISK & HATCH,

5 NASSAU ST., NEW YORK.

STOCK DEPARTMENT.

We do a general commission business in all stocks and bonds dealt in at the New York Stock Exchange, and in other sound and marketable securities.

As we do not undertake speculative business on margin, our facilities are more especially devoted to buying and selling for investors and cash customers. We are thus enabled to give particular attention to this class of orders.

One of our firm is a member of the Stock Exchange, and the execution of all orders receives our personal attention.

We give special attention to orders from banks, bankers, institutions and investors out of the city, by mail or telegraph, to buy or sell Government Bonds, State and railroad bonds, bank stocks, railroad stocks, and other securities.

FISK & HATCH,

5 NASSAU ST., NEW YORK.

GOVERNMENT BOND DEPARTMENT.

Investors can obtain Government Bonds at our office, in any sum from $50 to the largest amount desired, at current market rates, without any expense for commissions.

We attend to all the details of registering bonds, and will furnish, at request, the proper blank powers of attorney for assigning and transferring bonds and collecting interest.

We are prepared to make exchanges with National Banks, of any of the different issues of Government Bonds for others, at the most favorable rates, and to effect the necessary substitutions in the Banking Department at Washington, without

trouble to them.

We are at all times prepared to answer inquiries in regard to the Government Loans, and to furnish at request any accessible information respecting the National finances, which our customers may desire.

Our long experience in handling Government Bonds, and our large and constant dealings, enable us to offer the best and most favorable terms to our customers. Every detail of the business is systematically arranged, and has our personal supervision

FISK & HATCH,

5 NASSAU ST., NEW YORK.