Proposal for Regaining Actuarial Soundness of the FHA: Hearing Before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred First Congress, Second Session ... July 24, 1990U.S. Government Printing Office, 1990 - 155 halaman |
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Istilah dan frasa umum
3.8 percent actuarial soundness Administration Administration's proposal adverse selection analysis areas BARMORE believe buyers Chairman changes claim rates closing costs Congress Consumers Union decline default rates downpayment economic equity families Federal FHA borrowers FHA fund FHA insurance FHA loan FHA program FHA's financed first-time homebuyers FLYNN foreclosure going HENDERSHOTT HFAs higher homeownership house prices HOUSING AND URBAN July 24 LASKO lenders loan amount loan limits loan-to-value ratio losses low and moderate lower LTV ratios median price MEIER million MMIF moderate income Moody's mortgage bankers Mortgage Bankers Association Mortgage Insurance Fund mortgage limits Mutual Mortgage Insurance National percent up front Price Waterhouse report Price Waterhouse study private mortgage insurance problem real estate realtors risk risk-based premium Senate bill Senator CRANSTON Senator D'AMATO single-family true LTV underwriting up-front cash requirements up-front premium URBAN AFFAIRS Vento WEICHER
Bagian yang populer
Halaman 100 - HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK N. CAROLINA N. DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND S. CAROLINA S. DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON WEST VIRGINIA WISCONSIN WYOMING 52600 9600 64400 46600 562800 49300
Halaman 101 - HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK N. CAROLINA N. DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND S. CAROLINA S. DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON VEST VIRGINIA WISCONSIN WYOMING
Halaman 27 - and Members of the Subcommittee, I am Warren Lasko, Executive Vice President of the Mortgage Bankers Association of America (MBA).* Accompanying me today are Michael Ferrell, MBA's Senior Staff Vice President and Legislative Counsel and Sharon Canavan, MBA's Deputy Legislative Counsel. MBA appreciates the opportunity to appear before you today
Halaman 103 - HAMPSHIRE NEW JERSEY NEW MEXICO NEW YORK N. CAROLINA N. DAKOTA OHIO OKLAHOMA OREGON PENNSYLVANIA RHODE ISLAND S. CAROLINA S. DAKOTA TENNESSEE TEXAS UTAH VERMONT VIRGINIA WASHINGTON
Halaman 11 - So, Mr. Chairman, I'm going to ask that the balance of my statement be placed in the record as if read in its entirety, and I
Halaman 99 - (CRS) and other organizations demonstrate that the FHA program serves borrowers who have lower annual incomes, make smaller downpayments, and purchase lower value homes than homebuyers who utilize private mortgage insurance. A
Halaman 114 - 124,875 CONCLUSION In summary, Mr. Chairman and members of the Subcommittee, there is a vital need in our Nation, states and communities for an economically vibrant, financially sound FHA program that continues to make affordable mortgage credit available to those lower income and first-time home buyers dependent on FHA to fulfill their dream of homeownership. We must not lock them out! Thus, we ask for
Halaman 103 - ALASKA ARIZONA ARKANSAS CALIFORNIA COLORADO CONNECTICUT DELAWARE D. OF C. FLORIDA GEORGIA HAWAII IDAHO ILLINOIS INDIANA IOVA KANSAS KENTUCKY LOUISIANA MAINE MARYLAND MASSACHUSETTS MICHIGAN
Halaman 113 - requirement of 3 percent of the first $25,000 of the loan amount, 5 percent of the loan amount between $25,000 and $125,000 and 10 percent of the amount over $125,000. The 10 percent marginal downpayment requirement would assure the quality of large loans in high-cost areas. In our estimation, Raising the maximum mortgage limit and increasing the downpayment requirements will improve the financial position of the
Halaman 51 - STATEMENT OF KENNETH D. SEATON CHIEF EXECUTIVE OFFICER OF D & N SAVINGS BANK, HANCOCK, MICHIGAN ON BEHALF OF THE UNITED STATES LEAGUE OF SAVINGS INSTITUTIONS* BEFORE THE SUBCOMMITTEE ON HOUSING AND
Informasi bibliografi
| Judul | Proposal for Regaining Actuarial Soundness of the FHA: Hearing Before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred First Congress, Second Session ... July 24, 1990 Volume 4 dari Proposal for Regaining Actuarial Soundness of the FHA: Hearing Before the Subcommittee on Housing and Urban Affairs of the Committee on Banking, Housing, and Urban Affairs, United States, One Hundred First Congress, Second Session ... July 24, 1990, United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs Volume 101,Masalah 1029 dari S. hrg, United States Congress |
| Pengarang | United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs |
| Penerbit | U.S. Government Printing Office, 1990 |
| Tebal | 155 halaman |
| Ekspor Kutipan | BiBTeX EndNote RefMan |