AMHERST SAVINGS BANK - AMHERST.

Incorporated April 5, 1864. Present number of corporators, 15.
E. D. BANGS, Treasurer.
GEORGE CUTLER, Clerk of the Corporation.

E. F. Cook, President.

Names of committee charged with the investment of its funds:

Open for business every business day, 9 A.M. to 12 M.; 1.30 to 4 P.M.

38 Palmer Nat'l Bank, Palmer, 116 Agawam N'l B'k, Springfield,.

12,180 00

11,600 00

Total Amount of Loans, with Each Specified Rate of Interest.

Net income received from same during year ending Oct. 31, 1893,
Number of loans which are of an amount not exceeding $3,000 each,. 534
Aggregate amount of the same,

$15,000 00 15,000 00

9,500 00

852 31

507,251 05

Amherst Savings Bank - Concluded.

Total number of loans upon real estate,

566

Amount of investments from which no income is received, .

$500 00

Gross amount of interest or profits received or earned, as per books, during year ending Oct. 31, 1893,

90,476 56

Times for the dividends fixed by the by-laws: January 1 and July 1.
Rate and amount of each semi-annual dividend during the
year ending Oct. 31, 1893,

2 per cent., S

32,293 71

Number of accounts opened during the year ending Oct. 31,
Number of accounts closed during the year ending Oct. 31, 1893,
Total number of open accounts Oct. 31, 1893,

Total expenses of the corporation for the year ending Oct. 31, 1893 (ex-
clusive of taxes),

24 per cent., 1893,

38,213 63

649

438

4,381

4,463 21

Amount of deposits, not including dividends, received during the year ending Oct. 31, 1893, .

316,953 91

3,778

Number of same,

Amount of withdrawals, including dividends, during the year ending Oct. 31, 1893,

ANDOVER SAVINGS BANK-ANDOVER.

Incorporated April 2, 1834. Present number of corporators, 41.
JOHN F. KIMBALL, Treasurer.
JOHN F. KIMBALL, Clerk of the Corporation.

MOSES FOSTER, President.

Names of committee charged with the investment of its funds:

Open for business every business day, 9 A.M. to 12 M.; 2 to 4 P.M.