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AMHERST SAVINGS BANK - AMHERST.

Incorporated April 5, 1864. Present number of corporators, 15. E. F. Cook, President.

E. D. BANGS, Treasurer. GEORGE CUTLER, Clerk of the Corporation.

Names of committee charged with the investment of its sunds:
E. F. Cook,

W. E. BRIDGMAN,
L. D. Hills,

B. F. KENDRICK.

Open for business every business day, 9 A.M. to 12 m.; 1.30 to 4 P.M.

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City of Akron, Ohio, 5s, of Bangor, Me., 6s, of Chicago, Ill., 4s, of Cleveland, Ohio, 5s, of Fall River, Mass., 6s,

No. of

Shares.

Amherst Savings Bank - Continued.

Detailed Statement of Public Funds.

of Pawtucket, R. I., 5s, of Saginaw, Mich., 43s, Town of Beverly, Mass., 4s,

of Clinton, Mass., 4s,

of Marblehead, Mass., 4s, of Adams, Mass, 5s,

City of Northampton, Mass., 4s, of Rutland, Vt., 4s,

100

50

23

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10

80

45

94

First National Bank, Amherst, First National Bank, Barre, Suffolk Nat'l Bank, Boston, N'l Hide & Leather B'k, Boston, N'l B'k of the Republic, Boston, Conway Nat'l Bank, Conway,. First N'l Bank, Easthampton,. Franklin Co. N'l B'k, Greenfield, 100 Holyoke Nat'l Bank, Holyoke, 100 City National Bank, Holyoke, 133 Northampton National Bank, Northampton, 130 Hampshire Co. National Bank, Northampton,

56

129

First Nat'l B'k, Northampton, 5 Berkshire N'l B'k, No. Adams, 30 National Bank of Commerce, New London, Ct.,

80

First Nat'l Bank, Norwich, Ct., 125 Second N'l Bank, Norwich, Ct., 117 Thames N'l B'k, Norwich, Ct.,

Par Value.

Detailed Statement of Bank Stocks.

Par Value.

$10,000 5,000

2,300

Estimated

1,000

8,000

4,500

9,400

5,600

10,000

10,000

13,300

13,000

12,900

500

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Estimated Market Value.

$15,500 00 5,600 00

2,415 00

1,100 00

12,800 00

5,625 00

13,160 00

6,160 00

15,500 00 11,500 00

21,945 00

15,600 00

15,480 00

Amount Invested.

$25,900 00 20,000 00

19,875 00

7,000 00

8,000 00

3,000 00

Amount Invested.

$14,910 00

5,000 00

2,771 62

1,107 00

10,095 50

4,493 33

10,928 00

6,430 00

10,800 00

10,930 00

13,504 00

15,383 00 17,176 00

38 Palmer Nat'l Bank, Palmer, 116 Agawam N'l B'k, Springfield..

3,000
8,000

12,500

11,700

3,800

11,600

500 00

3,900 00 10,000 00

15,625 00

17,550 00

5,700 00

12,180 00

500 00

3,660 00

8,000 00

14,825 00

16,101 00

5,306 50

11,600 00

No. of Shares.

56

70 First Nat'l Bank, Springfield,. Crocker N1 B'k, Turner's Falls, 8 Ware National Bank, Ware, 40 City Nat'l Bank, Worcester,

25

10

Citizens' Nat'l B'k, Worcester,
Mechanics' N'l B'k, Worcester,
National Pahquioque Bank,
Danbury, Ct.,

28

Fitchburg R.R. 41s, . Fitchburg R.R. 5s,

Amherst Savings Bank - Continued.

Detailed Statement of Bank Stocks Concluded.

Amount.

$10,920 64 10,000 00 87,950 00

Boston, Revere Beach & Lynn R.R. 6s,

Boston & Lowell R.R. 4s,
Boston & Lowell R.R. 6s,
Boston & Maine R.R. 4s, .

Rate.

3 per cent.

4

44

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Par Value.

Detailed Statement of Railroad Bonds.

Amount.

$7,000 5,600

800

Par Value.

$8,750 00
7,000 00

$8,730 00
5,864 39

960 00

988 00

4,000

6,000 00

5,120 00

2,500

3,250 00

3,062 50

1,000

1,150 00

1,250 00

2,800

3,920 00

3,870 00

$189,800 $253,870 00 $225,108 84

Rate.

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Estimated

Total Amount of Loans, with Each Specified Rate of Interest.

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Market Value.

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Estimated

$10,000 25,000

25,000

43,000

43,000 00

7,000

7,280 00

7,000 00

35,000

35,000 00

34,800 00

$145,000 $147,780 00 $144,800 00

Market Value.

$10,000 00 26,000 00 26,500 00

Amount Invested.

Amount.

Amount Invested.

$86,826 00 1,334 00

$10,000 00

25,000 00

25,000 00

43,000 00

Assessed value of the same,

Net income received from same during year ending Oct. 31, 1893,

Number of loans which are of an amount not exceeding $3,000 each,. 534 Aggregate amount of the same,

Rate.

6 per cent. 7

66

$15,000 00 15,000 00

9,500 00 852 31

507,251 05

Amherst Savings Bank – Concluded.

$500 00

.

90,476 56

32,293 71 38,213 63

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Total number of loans upon real estate,

566
Amount of investments from which no income is received, .
Gross amount of interest or profits received or earned, as per books, dur-

ing year ending Oct. 31, 1893,
Times for the dividends fixed by the by-laws: January 1 and July 1.
Rate and amount of each semi-annual dividend during the 2 per cent.,
Fear ending Oct. 31, 1893,

.) 24 per cent.,
Number of accounts opened during the year ending Oct. 31, 1893, 649
Nomber of accounts closed during the year ending Oct. 31, 1893, 438
Total number of open accounts Oct. 31, 1893,

4,381 Total expenses of the corporation for the year ending Oct. 31, 1893 (ex

clusive of taxes), Amount of deposits, not including dividends, received during the year end

ing Oct. 31, 1893, . Number of same,

3,778 Amount of withdrawals, including dividends, during the year ending Oct.

31, 1893, Number of same,

2,833 Date of examination by commissioner: June 2.

4,463 21

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316,953 91

262,913 96

.

ANDOVER SAVINGS BANK- ANDOVER.

Incorporated April 2, 1834. Present number of corporators, 41.

MOSES FOSTER, President.

JOHN F. KIMBALL, Treasurer. JOHN F. KIMBALL, Clerk of the Corporation.

Names of committee charged with the investment of its funds:

MOSES FOSTER,

JAMES P. BUTterfield,

PETER D. SMITH,

ASSETS.

Open for business every business day, 9 A.M. to 12 M.; 2 to 4 P.M.

BALANCE SHEET OCTOBER 31, 1893.

Public funds as per schedule,
Loan on public funds,
Bank stock as per schedule,
Loans on bank stock,.
Railroad bonds as per schedule,
Real estate by foreclosure, .
Loans on real estate,
Loans on personal security,
Loans on depositors' books,
Deposits in banks, on interest,
Deposit in bank, not on interest,
Cash on hand,

J. TYLER KIMBALL,

LEWIS T. HARDY.

$316,500 00 80 00 312,425 00 1,212 50 675,987 50 9,990 00 1,054,539 36

77,652 00

100 00 24,033 52 1,216 45 8,369 87

$2,482,106 20

Loan on Public Funds:

On $100 City of Boston, Mass., 4s,

Cash on Deposit in Banks, amount in each :

Andover National Bank, Andover,
Blackstone National Bank, Boston,

Loans on Bank Stock, amount on each :

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On 5 shares Andover National Bank, Andover,
On 2 shares Andover National Bank, Andover,
On 10 shares National Bank of the Republic, Boston,.

$500 00
200 00

512 50

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