AMHERST SAVINGS BANK - AMHERST.

Incorporated April 5, 1864. Present number of corporators, 15.
E. D. BANGS, Treasurer.
GEORGE CUTLER, Clerk of the Corporation.

E. F. Cook, President.

Names of committee charged with the investment of its funds:

Open for business every business day, 9 A.M. to 12 M.; 1.30 to 4 P.M.

38 Palmer Nat'l Bank, Palmer, 116 Agawam N'l B'k, Springfield,.

12,180 00

11,600 00

Total Amount of Loans, with Each Specified Rate of Interest.

Net income received from same during year ending Oct. 31, 1893,

Number of loans which are of an amount not exceeding $3,000 each,. 534
Aggregate amount of the same,

$15,000 00 15,000 00 9,500 00

852 31

507,251 05

Amount of investments from which no income is received, .
Gross amount of interest or profits received or earned, as per books, dur-
ing year ending Oct. 31, 1893,
Times for the dividends fixed by the by-laws: January 1 and July 1.
Rate and amount of each semi-annual dividend during the 12 per cent., S
year ending Oct. 31, 1893,
Number of accounts opened during the year ending Oct. 31, 1893,
Number of accounts closed during the year ending Oct. 31, 1893,
Total number of open accounts Oct. 31, 1893,

$500 00

90,476 56

32,293 71

J24 per cent.,

38,213 63

649

438

4,381

Total expenses of the corporation for the year ending Oct. 31, 1893 (exclusive of taxes),

4,463 21

Amount of deposits, not including dividends, received during the year ending Oct. 31, 1893, .

316,953 91

Number of same,

3,778

Amount of withdrawals, including dividends, during the year ending Oct. 31, 1893,

262,913 96

Number of same,

2,833

Date of examination by commissioner: June 2.

ANDOVER SAVINGS BANK-ANDOVER.

Incorporated April 2, 1834. Present number of corporators, 41.
JOHN F. KIMBALL, Treasurer.
JOHN F. KIMBALL, Clerk of the Corporation.

MOSES FOSTER, President.

Names of committee charged with the investment of its funds:

Open for business every business day, 9 A.M. to 12 M.; 2 to 4 P.M.