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OF FINANCE

A PRACTICAL GUIDE FOR BANKERS, MERCHANTS, AND

LAWYERS. TOGETHER WITH A SUMMARY OF THE
NATIONAL AND STATE BANKING LAWS, AND THE
LEGAL RATES OF INTEREST, TABLES OF FOREIGN
COINS, AND A GLOSSARY OF COMMERCIAL AND
FINANCIAL TERMS.

BY

EDWARD CARROLL, JR.

G. P. PUTNAM'S SONS

NEW YORK

LONDON
27 WEST TWENTY-THIRD STREET

24 BEDFORD STREET, STRAND
The Knickerbocker Press

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COPYRIGHT, 1895

BY

EDWARD CARROLL, JR.

Tbe knickerbocker Press, New Rocbelle, A. y.

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While there are many books treating of the principles of money and some which discuss the operations of finance, to the writer's knowledge there is no one work combining both a treatment of principles and a discussion of practices. This apparent want the writer has sought to supply in the present work, and he hopes that the practical information contained herein will be sufficient reason for its issue. This book is intended to be a practical one, from which a person can obtain data on the subjects treated, rather than an exhaustive exposition of the theory of money. The Principles of Finance are discussed only to that extent deemed necessary to enable the reader, uneducated in the principles of money; to clearly understand the Practice of Finance.

The book is divided into two parts. The first which deals only with the Principles of Finance, and the second which is confined to the practical application of those principles through the machinery of finance and commerce.

The principles of finance are discussed in the first two chapters in as short space as is compatible with a sufficiently comprehensive treatment to make them clear.

The remainder of the book is devoted to the Practice of Finance, and, while it is necessarily not exhaustive, it has been sought to discuss those parts of finance, a knowledge of which is most necessary.

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