Nondiscrimination in Insurance: Hearings Before the Subcommittee on Consumer Protection and Finance of the Committee on Interstate and Foreign Commerce, House of Representatives, Ninety-sixth Congress, Second Session, on H.R. 100 ... August 21 and 28, 1980
United States. Congress. House. Committee on Interstate and Foreign Commerce. Subcommittee on Consumer Protection and Finance
U.S. Government Printing Office, 1981 - 425 halaman
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accident action actuarial American annuity apply argument Association average basis benefits bill blacks cause changes charge Civil Rights claim classification Commission Committee CONGRESS contracts cost Court coverage death Department determining differences differentials disability discriminatory disparate drivers economic effect eliminate employer employment equal example existing expectancy experience fact factors Federal female force greater health insurance higher House impact increase indicate individual insurance companies insurance industry issue legislation less LIBRARY live longer loss lower male Manhart means mortality origin payments pension percent period persons plans policies population practices predict premium rates present problem prohibit protection question race reason receive record regulation require result retirement risk SCHEUER sex discrimination social statement statistical statute supra note tables testimony tion Title VII treatment unfair United University women
Halaman 292 - ... equal work on jobs the performance of which requires equal skill, effort, and responsibility, and which are performed under similar working conditions, except where such payment is made pursuant to (i) a seniority system; (ii) a merit system; (iii) a system which measures earnings by quantity or quality of production; or (iv) a differential based on any other factor other than sex...
Halaman 30 - [i]t shall be an unlawful employment practice for an employer ... to fail or refuse to hire or to discharge any individual, or otherwise to discriminate against any individual with respect to his compensation, terms, conditions, or privileges of employment, because of such individual's race, color, religion, sex, or national origin.
Halaman 52 - I am a Fellow of the Society of Actuaries, a member of the American Academy of Actuaries, and senior vice president of the Phoenix Mutual Life Insurance Company.
Halaman 33 - Act, the Commission, or the Attorney General in a case involving a government, governmental agency, or political subdivision, may bring an action for appropriate temporary or preliminary relief pending final disposition of such charge.
Halaman 150 - ... average" man. The fact is that most men have the same death age as most women, ie, they can be paired at death age. For example, the Teachers Insurance and Annuity Association and College Retirement Equities Fund (TIAA-CREF), which provides insurance and annuities to professors and administrative personnel at 4,314 colleges and institutions, filed figures in the Manhart case in the US Supreme Court, concerning the survival experience of 100,000 males and 100,000 females retiring at age 65. TIAACREF's...
Halaman 153 - Making or permitting any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity or in the dividends or other benefits payable thereon, or in any other of the terms and conditions of such contract.
Halaman 298 - The Act proscribes not only overt discrimination but also practices that are fair in form, but discriminatory in operation. The touchstone is business necessity. If an employment practice which operates to exclude Negroes cannot be shown to be related to job performance, the practice is prohibited.
Halaman 33 - Whenever a charge is filed with the Commission and the Commission concludes on the basis of a preliminary investigation that prompt judicial action is necessary to carry out the purposes of this Act...
Halaman 29 - Notwithstanding any other provision of this title, it shall not be an unlawful employment practice for an employer to fail or refuse to hire...