FLORIDA, boundaries, extent, constitution, history, and condition of, 144. the right of suffrage by the constitution of, 192. abstract of the statute law of husband and wife, and of homestead, FOREIGN AND INLAND BILLS OF EXCHANGE, distinction be- the different States of the Union are, in mercantile law, foreign FOREIGN ATTACHMENT, 648. FRANKLIN'S MOTTO: " Join or die," 10. FREEDOM OF SPEECH AND OF WRITING, right to, secured by reasons for this provision, and effect of, 185. every man speaks and publishes on his own responsibility, 185 the law of libel, 186. the law of slander, 186. when and how far the truth of the words spoken or published is a G. GARNISHEE PROCESS, 648. GEORGIA, convention of, adopted the constitution of the United States boundaries, extent, constitution, history, and condition of, 124. abstract of the statute law of husband and wife, and of homestead, GLOSSARY OF LAW TERMS IN COMMON USE, 676-697. who is a guarantor, 457. no special form of words necessary to create a guaranty, 457. a guaranty of a debt may be enforced, although the original debt contract of, is construed strictly, 457. what a guarantor who pays the debt of his principal may demand, 457. when there must be a consideration for a guaranty, 457. what the consideration may be, 458. when the acceptance of a guaranty is necessary, 458. how a guarantor is affected by a change in the liability of the prin. surety and guarantor often used as if they meant the same thing, effect on the guarantor of the extension by law of the obligation for when a guaranty is revocable, 459. GUARANTY - Continued. what indulgence a creditor may give his debtor without discharging when a surety requests a creditor to proceed against a principal when a creditor gives time to his debtor, how this affects the when a guarantor becomes liable, what notice he shall have, 459. a guarantor is discharged by any fraud practised upon him, 460. GUARDIAN AND WARD, the law concerning, 205, 207. H. HABEAS CORPUS, the writ of, secured by the constitution, 171. if this writ be properly executed, it makes illegal imprisonment im- illustrated by reference to France and England, 172. what is illegal imprisonment, 172. provisions of the laws of Congress and of the States to carry into method of obtaining this writ, 174. what the writ is now commonly used for, 174. form of a writ of habeas corpus, 175. HOLDER OF NEGOTIABLE PAPER, his rights and duties, 494. HONOR, acceptance or payment for, 508. HUMPHRIES, Colonel, letter to Washington in 1797, and Washing- HUSBAND AND WIFE, rights and powers of, at common law, 210. I. IDAHO, Territory of, boundaries, extent, history, and condition of, 160. 137. the right of suffrage by the constitution of, 192. abstract of the statute law of husband and wife, and of home- IMPAIRING THE OBLIGATION OF CONTRACTS, prohibited by reasons for this provision, 184. instances of the application of this provision, 185. IMPEACHMENT, House of Representatives alone has the power of Senate alone tries cases of impeachment; reasons why, 76. Chief Justice of the Supreme Court presides, 76. how the trial is conducted, 76. the punishment which follows conviction, 76. the convicted party may be tried afterwards for his crimes, 77. for what offences an officer may be impeached, 78. INDENTURE, what it is, 283. INDEPENDENCE, declared by Congress 4th of July, 1776, 11. abstract of the statute law of husband and wife, and of homestead, INDIAN TERRITORY, boundaries, extent, history, and condition of, 163. INDORSEMENT, what it is in law, 482. (See chapter on NOTES OF who has the power of indorsement, 483. in blank and in full, 486. general authority to transact business does not include the power a special authority to indorse is construed strictly, 517. the rights and duties of the indorser, 504. INFANT, or minor, the law concerning, 201-205. INHERITANCE, law of, 253. INSOLVENT ESTATE of a deceased, duty of executors and adminis trators, 267. INSURANCE AGAINST ACCIDENT, law of, 605. INSURANCE AGAINST DISEASE, law of, 605. INSURANCE AGAINST DISHONESTY OF SERVANTS, law of, 605. INSURANCE AGAINST FIRE, law of, 576-597. the most frequent applications of this insurance, 576. in this country always effected by companies, 576. stock companies, what they are, 576. mutual companies, what they are, 576. mutual companies, on what terms insurance is made by them, 576. when and how far usage may be resorted to to answer questions when proposals made and accepted constitute a contract of insur- construction of policies of insurance against fire, 578. construction governed by the intention of parties as expressed, 578. when the designation of the insured is common to many persons, 579. INSURANCE AGAINST FIRE-Continued. of the assignment of the policy, 579. in mutual companies the insured becomes a member, effect of this, application for insurance, law and rules concerning, 580. when statements in applications are conditions precedent, 580. where a scale of premiums is calculated upon different classes of where an applicant puts the property for which insurance is re- effect of the rule that the expression of one thing excludes what alterations by the insured of the property under insurance, law of, the insured should ask the insurer's consent to proposed altera- when he may make them although consent is refused, 583. insured may make reasonable repairs without asking or having the insured must have a legal interest in the property insured, 584. one who holds property in right of his wife may insure it, 584. a trustee or agent may insure property in his hands, 585. a consignee generally is not bound to insure the consignor's prop- a commission-merchant may cover in one policy, in his own name, the insurers must know whom they insure; reason and effect of one effecting insurance on the property of another must have his double insurance, what it is, and law concerning, 586. fire policies usually contain exact provisions in relation to, 586. when a warranty is of the present time and affirmatory, 587. when a warranty is a continuing warranty, 587. a warranty is a part of the contract, and must be exactly com- a representation is not a part of the contract, but must be sub- a fraudulent representation avoids a policy, 588. INSURANCE AGAINST FIRE - Continued. if a representation be false, and relate to a material fact, it is fraud- test whether a representation be material, 588. a warranty broken innocently avoids a policy; not so a misrepresen- concealment is the converse of misrepresentation, and has the same it is the duty of one asking insurance to give the insurers full in- when the insurers have a lien on the property insured, all incum- if personal property is insured and described as in a certain place, the risk incurred by insurers against fire does not include loss or insurers liable for injury by water used to extinguish fire, 590. not liable for injury caused by lightning, unless there be ignition, loss by explosion of gunpowder is a loss by fire, 590. loss by explosion caused by steam not a loss by fire, 590. insurers liable for loss caused by negligence of insured or his ser valuation, law and rules concerning, 590. how far a valuation is conclusive upon both parties, 591. if building is injured but not destroyed, insurers may repair, or pay alienation or transfer of policy or property, law of, 591. insured who alienes the property before a loss has no claim under after a loss, insured may transfer his claim, 592. mortgage does not avoid the policy, 592. insured should be careful to have his transfer assented to by in notice and proof of loss by fire, law and rules concerning, 592. adjustment of a loss by fire, 593. forms of notice to insurers of a loss by fire, 594, 595. form of assignment of a policy, 596. • INTEREST AND USURY, law of, 631-640. what interest is, and when and for what it is due and recoverable, devices to which usurers resort to conceal usury, 633 a charge for risk or service, when not usurious, 634. the sale of notes, when not usurious, 635. of compound interest, when it is allowed, 637. abstract of the usury laws of the States, 637-640. INTERNAL IMPROVEMENTS, what Congress can do about them, 63. |