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GENERAL HISTORY

OF THE

MOST PROMINENT BANKS IN EUROPE:

PARTICULARLY TIE BANKS OF

ENGLAND AND FRANCE;

THE

RISE AND PROGRESS OF THE BANK OF NORTH AMERICA;

A FULL HISTORY OF THE

LATE AND PRESENT BANK OF THE UNITED STATES:

TO WHICH IB ADDED,

A STATISTICAL AND COMPARATIVE VIEW

OF THE

MONEYED INSTITUTIONS OF NEW YORK,

AND TWENTY-FOUR OTHER

PRINCIPAL CITIES OF THE UNITED STATES.

Compiled from various standard works, official sources, and private correspondence.

ALSO,

A. HAMILTON'S REPORT TO CONGRESS ON CURRENCY,

Presented while Secretary: and

McDUFFIE'S REPORT ON CURRENCY,

Presented to the last Congress.

BY THOMAS H. GODDARD,

ACCOUNTANT.

NEW YORK:

H. C. SLEIGIIT, CLINTON HALL.
G. & C. & H. CARVILL, 108 BROADWAY.

HG 1551 ,6578

Southern District of New York, ss.

BE IT REMEMBERED, that on the twenty-fifth day of January, A. D. 1831, in the fifty-fifth year of the independence of the United States of America, Thomas H. Goddard, of the said district, hath deposited in this office the title of a book, the right whereof he claims as author and proprietor, in the words following, to wit:

“A general history of the most prominent banks in Europe ; particularly the banks of England and France: the rise and progress of the

bank of North America: a full history of the late and present bank of the United States. To which is added, a statistical and comparative view of the moneyed institutions of New York, and twenty-four of the principal cities of the United States. Compiled from various standard works, official sources, and private correspondence. Also, A. Hamilton's Report to Congress on Currency, presented while Secretary: McDuffie's Report of Currency, presented to the last Congress. By Thomas H. Goddard, Accountant.

In conformity to the act of congress of the United States, entitled "An act for the encouragement of learning, by securing the copies of maps, charts, and books, to the authors and proprietors of such copies, during the time therein mentioned ;" And also to an act entitled " An act supplementary to an act entitled 'An act for the encouragement of learning, by securing the copies of maps, charts, and books, to the authors and proprietors of such copies, during the times therein mentioned,' and extending the benefits thereof to the arts of designing, engraving, and ctching historical and other prints."

FREDERICK J. BETTS,
Clerk of the Southern District of New York.

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SLEIGHT AND ROBINSON, PRINTERS,

ADVERTISEMENT.

In this work the author does not aim at originality, or to give a learned dissertation on the multiform principles, or complex science, of banking. This has been done effectually by more competent hands. But his whole object is to give a plain business statement of things as they have been, and are: to trace the rise and progress of important moneyed institutions, and show what effects they have produced upon commerce, upon arts, upon agriculture, and upon society in general, and the beneficial results upon each, when properly managed: and to delineate the deleterious consequences they are capable of, and necessarily do produce, when intrusted to unskillful agents.

The facts adduced have been drawn from different encyclopedias, and other authorities equally valuable; and during the investigation, reference has been made to every source within his reach, which could in any way elucidate the subject. The Bank of England, having been continued by prudent hands, standing alone, has sustained itself, and almost or quite sustained the government, for a period of nearly a century and a half, down to the present day: while that of France, having been taken into the hands of government, was ruined, and almost prostrated the government itself.

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The history of the institutions of our own country will be found to contain important facts, hitherto locked up in ponderous folios, and consequently accessible to but few. The learned and able report of the immortal Hamilton, presented to congress shortly after the formation of the government, together with the luminous report on currencies presented to the last congress by Mr. McDuffie, form an aggregate statement of statistical information not to be found in any other work extant,

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