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BOSTON:
WRIGHT & POTTER PRINTING CO., STATE PRINTERS,

18 Post OFFICE SQUARE.

1889.

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Commonwealth of Massachusetts.

OFFICE OF THE COMMISSIONERS OF SAVINGS BANKS,

COMMONWEALTH BUILDING, Boston, Dec. 31, 1888. To the Honorable the Senate and House of Representatives in General Court

assembled.

The Board of Commissioners of Savings Banks, in accordance with provisions of law, have the honor to present their thirteenth annual report, relating to the condition of the

SAVINGS BANKS AND INSTITUTIONS FOR SAVINGS,
SAFE DEPOSIT AND TRUST COMPANIES,
CO-OPERATIVE BANKS,
LOAN COMPANIES, and
MORTGAGE LOAN AND INVESTMENT COMPANIES,

as shown by the respective statements appended.

SAVINGS BANKS,

The total number of savings banks and institutions for savings is 176, an increase of three during the year, follows:

as

The Whitman Savings Bank, commenced business April 2.
The Security Savings Bank, at West Boylston, commenced business

July 1.
The Ludlow Savings Bank, commenced business August 1.

In all of these, the amount of deposits fully justifies the wisdom of granting the charters. At Whitman the deposits have been exceptionally large; at Ludlow and West Boylston,

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