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AMES D. ANDERSON, banker, Essex, Ont., was born in Roxborough, Glengarry county, September 10th, 1852. After receiving such education as the public schools of his day afforded, Mr. Anderson began life at thirteen years of age as a clerk in the store of Samuel Cline, Cornwall, where he remained about three years. He next entered the employ of Donald McRae, Glencoe, and at the end of five years became a commercial traveller for thirteen years, first for three years, for J. Atkinson & Co., wholesale dry goods, London, Ont., and then for James McCready & Co., wholesale

boots and shoes, Montreal, for ten years. In 1885 Mr. Anderson started a wholesale dry goods house in London, in company with R. C. Struthers, which partnership existed for six years, when Mr. Anderson sold his interest, and engaged in the banking business, in Essex, and is rapidly securing the confidence and good will of the community. He is a shrewd business man, and has won a large circle of friends. In politics he is a Conservative. He is an adherent of the Presbyterian Church, and is also a member of the I.O.O.F. In 1874 he was married to Mrs. Elizabeth Bawden, London, Ont.

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OHN J. DALY, dealer in real estate and publisher of the Canadian Farm Advertiser, Guelph, Ontario, was born in Durham, Ont., May 26th, 1855. He is of Irish parents; his father, who was a retired farmer, died in September, 1890. Mr. Daly began his education at the Durham Public School, and continued it in other parts of the province. His time was spent, until he was twenty-one years of age, partly in keeping up with the regular school work, and partly in gaining a practical knowledge of agricultural pursuits. Afterwards he spent four years studying in prominent law

offices in Canada and the United States. This, with his formerly acquired general knowledge, gave him ample qualifications for entering upon his plan of establishing a sound and extensive real estate business upon an original basis. Mr. Daly's efforts in this direction have been more than successful, as he is now the sole proprietor of the most extensive real estate business on this continent. The Canadian Farm Advertiser, published by him, is one of the main elements of his phenomenal success, and shows very fully a keen and shrewd business disposition, an untiring energy, and an enterprise and supervision rarely found in any business. Although but eight years have elapsed since he began business, he now has hundreds of agencies in Canada, and is making extensive connections with the United Kingdom. The Guelph Mercury says: "Mr. John J. Daly has returned from Europe, where he has established agencies with prominent business firms in London, Glasgow, Belfast, and Dublin." Mr. Daly takes no prominent part in political or public matters, owing to his business requiring all his time and attention. In business dealings he is liberal, and one of the most able and highly respected business men of the city of Guelph. He has never used tobacco, and is of very temperate habits. He was married, in February, 1888, to Miss Mae A. Halley, only daughter of William Halley, Esq., of Chicago, U.S.A.

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RTHUR BATIE TELFER, president and principal of Tunnel City Business College, Sarnia, Ont., was born in 1852, in London township, Middlesex county, O. His parents were Thomas and Mary (Oliver) Telfer, of English and Scottish descent, respectively. Mr. Telfer was educated at the Brantford and Strathroy Collegiate institutes, the London and the International Business colleges, and Prof. Reynold's School of Penmanship, graduating with honors in all subjects, standing first in a class of 90, and winning first prize in penmanship in a class of 30. During his early manhood Mr. Telfer farmed, and therefore understands the requirements of farmers' sons. In 1873 he began his career as a teacher, which profession he followed with success for fifteen years, and finally rising to be president of the Lamb

ton Teachers' Association, and delegate to the Provincial Association in 1890. Principal Telfer has now one of the best and finest business colleges in Canada. The imposing edifice stands in a most healthy location on the bank of the St. Clair River, and the chief class room, 60 x 60, commodious, airy, well ventilated, and lighted on three sides, commands an unobstructed view of the beautiful river, with its ever changing panorama of commerce and pleasure. Each student in this college, whether in Business, English, Shorthand, or Penmanship, receives the personal attention of the principal. Besides spe

cial class drill, the students receive lectures on the various subjects by leading business men of Sarnia, viz.: Messrs. T. W. Nisbet, manager Bank of Commerce; J. C. Douglas, manager Huron & Lambton Loan and Savings Bank; and J.W. Hanna, barrister, on commercial law. In religion, Mr. Telfer is' a Presbyterian, and president of the Missionary Association in his church. is a member of the S.O.S., and a prominent official in the W.O.W. On April 6th, 1882, he was married to Mary, only surviving daughter of the late John Cowen. His family consists of

two sons.

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OUIS GEORGE AUGUSTUS CRESSÉ, advocate, Montreal, Que., was born in Three Rivers, Que., February 24th, 1860. He is the son of the late Augustus B. Cressé, Q.C., of Three Rivers, who is the eleventh generation of legal men in his family; also belongs to one of the old French families, and is the possessor of three seigneuries. Mr. Cressé began his education in the Seminary of Three Rivers, and won the gold medal at graduation. He studied law at Laval University and McGill College, graduating from the former with honors. He then studied law in Montreal under

Hon. J. A. Chapleau, Lieut.-Governor of the Province of Quebec, and Joseph Doutre, Q.C., now deceased. He began the practice of law in partnership with his father in Montreal, and to-day is a member of the firm of Cressé & Descarries. He is a member of the M.A.A.A. and honorary president of the "Trappeur" snowshoe club. He is also president of the Notre-Dame section of the St. Jean-Baptiste Society, and honorary president of several workingmen's societies. He was elected alderman for the Centre Ward in 1892. He was married, in 1882, to Miss St. Jean, daughter of a wealthy merchant of Montreal.