I, N. W. Jordan, Actuary of the above-named company, do solemnly swear that the above statement is true, to the best of my knowledge and belief.

Subscribed and sworn to before me, this fourth day of November, 1889.

We hereby certify that the foregoing statement has been verified by the undersigned, a majority of the board of directors of the American Loan and Trust Company.

Personally appeared Alfred Rodman, Actuary, and made oath that the foregoing statement, by him subscribed, is true.

Before me,

E. HAYWARD FERRY, Notary Public.

SUFFOLK, SS.

BOSTON, Nov. 6, 1889.

Personally appeared F. W. Hunnewell, President, Sam'l C. Cobb, Stephen M. Weld, F. Haven, Jr., Geo. P. Gardner, Fred'k L. Ames, Wm. Minot, Jr., Abbott Lawrence and Walter Hunnewell, a majority of the directors of said corporation, and severally made oath that the books and records of said corporation indicate the facts as above attested by their Actuary, and that they believe said statement to be true.

Before me,

ALFRED RODMAN, Justice of the Peace.

Personally appeared Arthur W. Allen, Treasurer, and made oath that the foregoing statement, by him subscribed, is true.

BRISTOL, SS.

Before me,

GEO. A. BALLARD, Justice of the Peace.

FALL RIVER, Nov. 4, 1889.

Personally appeared John S. Brayton, President, Thomas E. Brayton, Andrew J. Borden, Philip D. Borden, David A. Brayton, Jr., Byron W. Anthony, Andrew Borden and E. L. Anthony, a majority of the directors of said corporation, and severally made oath that the books and records of said corporation indicate the facts as above attested by their Treasurer, and that they believe said statement to be true.

Before me,

GEO. A. BALLARD, Justice of the Peace.