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or the old policy may be surrendered without charging the 10 per cent., provided the purchaser takes out a new policy at the same office on terms as favorable to the insurers; but no policy shall be cancelled merely because the vessel is to be employed in a business where the premium would be reduced below the annual rate charged, without the charge of 10 per cent. of the whole premium over the premium earned pro rata; but nothing contained in this regulation shall prevent any office from cancelling any risk such office may be desirous to get rid of, without any charge of premium, or extra premium.

COASTWISE RISKS WITHIN THE UNITED STATES.

EASTERN COASTING.

FROM BOSTON,

to or from

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Sailing from Ap'l 1 to Aug. 1. Aug. 1 to Nov. 1. Nov. 1 to Ap'l 1.

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FROM BOSTON.

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Sailing from Ap'l 1 to July 15. J'ly 15 to Nov. 1. Nov. 1 to Ap'l 1.

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1

Sailing from Ap'l 1 to J'ly 15. Jly 15 to Oct.15. Oct. 15 to Apl 1.

To port in North Carolina,.

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From such port,....

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To port in S. Carolina and Georgia,
From such port,......

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To New Orleans or United States' port in Gulf of Mexico,..

From such port,....

On Cotton and Metals to or from the Gulf of Mexico 1-4 per cent. may be deducted. On 66

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ports N. of Florida 1-8

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2-If any goods are shipped and insured as on deck, not less than double premium to be charged, with condition not to be liable for damage by wet or exposure, nor for partial loss under fifteen per ct.

7-For any other division or allowance of average for partial loss on the whole interest of the assured under deck, than is provided for in our printed form of policy, an additional premium shall be charged of not less than one quarter per cent. except on the rates for such cases from Great Britain and Havre already provided for in this tariff; and except on risks North and East of Florida coastwise, on which not less than one eighth per cent. additional premium shall be charged. 8--To add not less than one quarter per ct. for each port used more than one, at either the beginning or the ending of the voyage for each time used.

9-In all cases of over-insurance, ten per ct. of the return premium is to be retained by the insurers, not exceeding one half per ct. on the amount of short property. 10-Premiums on vessels and freights not to be less than those on cargoes of general merchandise for same voyages.

11-Spcie and bullion, excepting to port or ports beyond the Cape of Good Hope or Cape Horn, to be insured as the parties may agree: provided, that it shall never be at a greater reduction than one third from the rates herein fixed for merchandise on the same passage.

13-When several passages are included in the same policy, the rates for each passage are to be added together.

15-With regard to risks not provided for in this tariff, it is agreed that the parties are to make contracts at discretion, but it is expected that the companies will require rates equivalent to those named in this tariff on risks of like value, acting in good faith, and not taking one risk for a lower rate in consideration of receiving the tariff rates on another.

STATISTICS OF COINAGE.

ENGLISH COINAGE.

An account of the gold, silver, and copper coinage, at the Mint in London, from 1816 to 1836, showing the number of pieces, and the value of each denomination of coin struck during that time.

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MINT VALUE OF FOREIGN COINS USUALLY DEPOSITED FOR COIN AGE AT THE MINT OF THE UNITED STATES.

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SPAIN AND SPANISH AMERICA.

Doubloon-Peruvian and Chilian, (before 1833,) Carolus,
Mexican and South Peruvian,...........

Columbian, Bogota mint,.....

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Peruvian and Chilian, (since 1833,) Bolivia and New
Grenada,.......

Note-All doubloons are irregular, but will average near-
ly as above stated.

PORTUGAL.

grs.

The real Joe varies from 8 dwts. 21 grs. to 9 dwts. 7
Its value of course varies, but it is about the same,weight
for weight, with old coins of the United States.
The false Joe, frequent in commerce, varies from 5 dwts.
17 grs. to 8 dwts. Fineness about 21 1-4 carats, but
not much to be relied upon. At that rate they would
be worth about 91 cts. per dwt.

Eagle of the United States prior to August, 1834,..
BETCHTLER'S (NORTH CAROLINA) COINS.

$5 pieces, called 20 carats fine, worth about..

do. do.

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Spanish Dollar, with or without pillars,..

17

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66 Head Pistareen,.

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Mexican Dollar, average of all the mints, somewhat worn,

and not of very recent date,......

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Mexican Dollar, average of all the mints, unworn, and of recent date,.....

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COINAGE OF THE UNITED STATES.

The following facts are taken from a report of the Secretary of the Treasury to the Senate, relative to the import and export of coin and bullion, and the coinage of the United States mints:

Amount of American coin and bullion exported from the 20th September, 1828, to 1839, $8,230,676.

Amount of coin and bullion imported into the United States from the 30th September, 1821, to 1839, $168,841,504.

Amount exported during the same period, $121,222,821.

The coinage at the Philadelphia mint, since its establishment in the year 1793 to the year 1839, inclusive, was

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The coinage in the years 1838 and 1839, at the branch mint in New Orleans was, gold, $23,490; silver, $280,403. At the Charlotte branch mint, during the same period, $246,932 50 cents were coined in gold; and at the Dahlonega branch mint. $231,795.

The amount of gold from North Carolina coined at the Philadelphia mint, up to 1838, was $2,648,500.

The mines in the gold region of North Carolina are estimated to have yielded, since their discovery, $10,000,000; and their annual product at this time about $400,000. Mr. Bechtler's private manufactory of coin in the above region, produced from January, 1831, to February, 1840, of coin $2,241,840 50 cents, and 1,729,998 dwts. of fluxed gold.

PRECIOUS METALS.

The "Mining Journal" (England) gives the following table of the production of gold and silver for forty years, viz: from 1790 to 1830:

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A total of eight hundred and thirty-two millions two hundred and seventy-seven

thousand six hundred and seventeen dollars.

BANK STATISTICS.

THE BANK OF ENGLAND.

A Governor of the Bank of England must own at least £4,000 of stock, a Deputy Governor £3,000, and Director £2,000. Every elector must have at least £500 in his own name, and can only give one vote. We give below the names of the present Directors, their firm, and business :

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J. Horsley Palmer,.
James Patteson,.

Henry J. Prescott,..
Charles Pole,...
T. C. Smith,..
T. M. Weguelin,
Robert Barclay,
Edw. H. Chapman,.
A. Z. Gower,...

J. R. Heath,..

K. D. Hodgson,.

H. St. John Mildmay.
Christopher Pearce,.....
Wm. Thompson,

Business.
..General merchant.
..Merchants.

out of business.

..Rope and canvass manufac's.
..Russian merchants.
..Merchants.

.West India merchants.
Merchants.

.Russia merchants.
..Merchants.

do.

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.P. & C. Van Notten & Co...

.Magniaes, Smith & Co....... East India merchants.

.Thomson, Bonar & Co...
.Barclay Brother,.....
.J. Chapman & Co.....
..A. A. Gower Nephews,.
..Heath, Furse & Co.....
Finlay, Hodgson & Co..

Merchants.

do.

..Ship and insurance brokers.
..Merchants.

..Continental merchants.
Merchants.

..Baring, Brothers & Co....... General merchants.
..Fletcher, Alexander & Co... East India merchants.
.Thompson & Forman,........Iron merchants.

The Bank of England was instituted in 1694, being incorporated by charter, July 27, in that year. It is the most important institution of the kind that exists in any part of the world, and the history of banking furnishes no example that can at all be compared with it, for the range and multiplicity of its transactions, and for the vast influence which it possesses over public and national affairs.

This extensive pile covers an irregular area of about eight acres. The exterior extent in front, or on the south side, measures 365 feet; on the west side, 440 feet; on the north side, 410 feet; and on the east side, 245 feet. Within this space are nine open courts, a spacious rotunda, numerous public offices, court and committee rooms, an armory, &c., engraving and printing offices, a library, and many convenient apartments for principal officers and servants. The principal suite of rooms occupies the groundfloor, and the chief offices being furnished with lantern lights and domes, have no apartments over them; the basement story consists of a greater number of rooms than there are above ground. The site of a portion of the edifice being a marshy soil in the course of the ancient stream of Walbrook, it was found necessary to strengthen the foundations by means of piles and counter arches.

An act of parliament was passed in 1694, incorporating certain subscribers, under the title of "The Governor and Company of the Bank of England," in consideration of a loan of £1,200,000, granted to government, for which the subscribers received almost 8 per cent. So eager were the pubic to share some of the advantages of this concern, that the subscription for the whole sum of £1,200,000, was completed in the course

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