Commonwealth of Massachusetts. OFFICE OF THE COMMISSIONERS OF SAVINGS BANKS, STATE HOUSE, BOSTON, Jan. 5, 1881. To the Hon. Senate and House of Representatives in General Court assembled. THE undersigned, the Board of Commissioners of Savings Banks, have the honor to present for the consideration of the Legislature their Fifth Annual Report, including a statement of the condition of each institution at the close of business on the thirtieth day of October last; the same being the Fifteenth of the series of Annual Reports since the appointment of a Commissioner of Savings Banks. Very respectfully, J. GATCHELL, C. CURRY, |