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SAVINGS BANKS, INSTITUTIONS FOR SAVINGS, AND SAFE

DEPOSIT LOAN AND TRUST COMPANIES.

BOSTON:
WRIGHT & POTTER PRINTING CO., STATE PRINTERS,

18 Post OFFICE SQUARE.

1892.

ERRATA.

For $72,023,703.64 on page 652, read $73,023,703.64.
For $1,381,731.44 on pages x and 652, read $381,731.44.

Commonwealth of Niassachuseils

OFFICE OF THE BOARD OF COMMISSIONERS OF SAVINGS BANKS,

COMMONWEALTH BUILDING, Boston, Jan. 6, 1892.

To the Honorable the Senate and House of Representatives in General Court

Assembled.

The Board of Commissioners of Savings Banks, in accordance with provisions of law, have the honor to present herewith Part. I. of their sixteenth annual report relating to

Savings BANKS, INSTITUTIONS FOR SAVINGS, and
SAFE DEPOSIT, LOAN AND TRUST ('OMPANIES.

A balance sheet of each institution, showing its financial condition Oct. 31, 1891, will be found in the succeeding pages, alphabetically arranged.

Part. II., relating to co-operative banks, collateral loan companies and mortgage loan and investment companies, will be submitted later in the session.

INCREASE IN INSTITUTIONS. During the year two savings banks, four safe deposit and trust companies and five co-operative banks have commenced business, viz:

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With the above additions there is now under the supervision of this Board, as shown in the two parts of this report,

Part I.

(180 savings banks and institutions for savings,
with assets of

$390,565,967 10
18 safe deposit, loan and trust companies, with
assets of

81,897,705 71 1 trust company in hands of receiver, with assets of

226,590 45 1 savings bank in hands of receiver, with U assets of

218,840 41 108 co-operative banks, with assets of

11,874,530 14 2 collateral loan companies, with assets of

378,207 72 2 mortgage loan companies, with assets of 1,891,704 73

.

Part II.

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Total, 312 institutions with assets of

$187,053,546 26

An increase of eleven institutions in number, and of $27,718,486.64 in assets.

DIVIDENDS.

RATES OF DIVIDENDS.

Showing Comparisons with Oct. 31, 1890.

ORDINARY DIVIDENDS PAID DURING THE YEAR ENDING OCT. 31, 1891.

In- Decrease. crease.

5 savings banks or institutions for savings paid 5 per cent.

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Total amount of ordinary dividends for the year, $13,956,944 57
Total amount of extra dividends for the year,

25,753 78 The average rate of dividend for the year was 4.10 per cent.

Table showing the Yearly Average Rate of Dividends since 1876.

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The Pentucket Savings Bank, Haverhill, and the Mechanics' Savings Bank, Read ing, which commenced business during the year.

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