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time when the statutory bar would attach. If an indorsement was made a year after the note was given, or even a year before the statutory bar attached, it would afford much stronger inherent evidence that a payment was in fact made upon the note, than one indorsed only a few days before the statute would run upon it. And an indorsement made after the statutory bar has become complete, being in the interest of the creditor, of course affords no evidence whatever of the fact of payment.1 And, in order to make such indorsements even prima facie evidences of payment, under any circumstances, the plaintiff ought to be required to show that they were made at the time they bear date.2 An indorsement by the plaintiff, without the knowledge of the defendant, does not operate to take the note out of the statute, unless it is accompanied by proof that the payment was in fact made to apply on the note. In Mississippi it is held that a part payment is not sufficient to take the debt out of the operation of the statute, unless it is accompanied by an express admission made at the time, not only that the debt is due and unpaid, but that the payment is of only part of the debt; and from the mere fact of part payment the jury are not warranted in finding a promise to pay the balance. Where a demand is payable by instalments, and all are due, a general payment will take the entire demand out of the statute." If an account is presented to a debtor, and he examines and makes no objection to any items of it, a general payment on account, without specifying any particular application, saves the whole account from the statute."

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SEC. 116. Evidence of Part Payment. The burden of establishing the fact of a part payment, and all the elements requisite to give it effect as such in the removal of the statute bar, is upon the plaintiff; 8 and, in those States where an acknowledgment or new promise must be in writing, cannot be proved by an indorsement upon the note or other obligation made by the payee. But an indorsement of a part pay

1 See Rose v. Bryant, ante.

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2 Ibid.; Clapp v. Ingersoll, 11 Me. 83; Watson v. Dale, 1 Port. (Ala.) 247. The bona fides of the indorsement must be shown. Chambers v. Walker, 4 Rich. (S. C.) 548.

8 Biggs v. Roberts, 85 N. C. 451. 9 McMasters v. Mather, 4 La. An. 419; Connelly v. Pierson, 9 Ill. 108; Taylor v. McDonald, 2 Mill (S. C.) Const. 178; Whitney v. Bigelow, 4 Pick. (Mass.) 110; Conklin v. Pearson, 1 Rich. (S. C.) 391.

8 Whitney v. Bigelow, 4 Pick. (Mass.) In Knight v. Clements, 45 Ala. 89, 6 Am. 110.

4 Foote v. Bacon, 24 Miss. 156; Anderson v. Robertson, id. 389; McCullough v. Henderson, id. 92; Smith v. Westmoreland, 12 S. & M. (Miss.) 663; Davidson v. Harrison, 33 Miss. 41.

5 Smith v. Westmoreland, ante.

6 Nesom v. D'Armand, 13 La. An. 294.

7 Peck v. New York Steamship Co., 5 Bosw. (N. Y.) 226; Dyer v. Walker, 54 Me. 18.

Rep. 693, this question was raised, and the facts and the rules adopted are well stated by PARK, C. J. He said: "In an action on a promissory note made by three parties against one of the makers, who pleads the statute of limitations, and the plaintiff seeks to avoid the bar of the statute by a payment indorsed on the note before the bar was complete, he must prove affirmatively- the burden is on him — that the payment was made by the defendant before the cause of action was barred.

ment upon a note or other obligation made by the debtor himself is

"The statute requires this. It declares that no act, promise, or acknowledgment is sufficient to remove the bar to a suit, or is evidence of a new and continuing contract, except the partial payment made upon the contract by the party sought to be charged, before the bar is complete, or an unconditional promise in writing, signed by the party to be charged thereby.' Rev. Code, § 2914. In this case the plaintiff, to avoid the bar of the statute of limitations, relied on two alleged payments in dorsed on the note sued on, before the bar of the statute was complete. The suit was commenced in the name of Eliza Perry, who in the complaint is averred to be the owner of the note. The note is payable to one Zebulon Rudolph, Sen., or bearer. On her death, during the progress of the cause, the appellees, her executors, were made parties plaintiff.

"The note was made by one Alexander Reid, Jesse B. Knight (plaintiff's intestate), and one C. W. Knight, and all three were made defendants. The summons not being served on said Reid, the complaint was amended by striking out his name, Thereupon the death of Jesse B. Knight was suggested, and appellant, his administrator, was, at a subsequent term, made a defendant in his stead. It seems, in the meanwhile, and before the death of Eliza Perry, the original plaintiff, a trial was had between her and defendant, C. W. Knight, on pleas of the statute of limitations, filed by defendants before the death of said Jesse B. Knight, and there was a verdict and judgment for said C. W. Knight.

"Afterward, the cause was tried between the appellees, as the executors of the said Eliza Perry, and appellant, the administrator of said Jesse B. Knight, on the original pleas of the statute of limitations. These pleas were filed by each defendant separately, each for himself. The note, on its face, being barred by the statute, the complaint averred that two payments had been made on it after maturity, and before the bar of the statute was complete. On that trial, one of the plaintiffs was introduced as a witness, and it was offered to be proved by him that the indorsements

of the payments on the notes were in the handwriting of one R. B. Rudolph; that said Rudolph was the general agent of said Eliza Perry, and transacted all her business, but was then dead. The appellant objected to the competency of said witness to prove that said indorsements were in the handwriting of said Rudolph, and that he was the agent of Eliza Perry. The court overruled the objection, and appel, lant excepted. The witness was then examined, and stated that said indorsements were in the handwriting of said R. B. Rudolph; that he was the agent of said Eliza Perry, and was dead. On this evidence, the plaintiffs offered to read said indorsements to the jury. To this the appellant objected, his objection was overruled, and he excepted. Thereupon the court permitted the said indorsements to be read to the jury as evidence of said payments at the times stated in said indorsements. To this appellant objected, his objection was overruled, and he excepted. The plaintiffs then rested. The appellant then introduced a witness, who testified that said note was made by said Reid as principal, and the other two joint makers as his sureties. The appellant was then examined as a witness, and testified that said note was written by him and signed by said Reid, Jesse B. Knight and himself; that said Jesse B. Knight signed the note at the request of said Reid, saying, at the time, he would sign for but few men; that said note was made at the house of said Jesse B. Knight; that said Reid took the note, and he and witness went together to the house of the payee, said Zebulon Rudolph, Sen., and passed the note to him, and he gave the money for it to said Reid; that it was a loan of money on said note.

"This was all the evidence in the case, On this evidence the court gave two charges to the jury. The second was excepted to by the appellant, and is as follows, to wit: 'If the jury believe from the evidence that there was a payment made on the note sued on, on the twentysixth day of January, 1859, and that there is no evidence to show by which particular obligor the payment was made, you may, as a matter of law, presume it was made

sufficient evidence of a new promise to remove the statute bar, unless

by the parties jointly chargeable with the payment.' To this charge the appellant excepted.

"The appellant then asked the court to give the following charge, to wit: 'If the jury believe from the evidence that Jesse B. Knight and C. W. Knight were merely sureties for Alexander Reid on the note sued on, then the jury would not be authorized to presume, as a matter of law, that the payments indorsed on the note were made by Jesse B. Knight and C. W. Knight, or by either of them, without further proof.' This charge the court refused, and appellant excepted. The appellant then asked the court to give the following written charge, to wit: 'That the indorsed credits on the notes are no evidence against Jesse B. Knight, or his administrator, that any payment was made, or the time of such payment; and that unless the evidence showed that Jesse B. Knight, in his lifetime, made the payments indorsed on the note, then the jury must find for the defendant, the only issue being on such payments.' The court refused to give this charge as asked, and the defendant excepted. The court thereupon gave the said charge, but with the qualification that the charge No. 2 must be taken as a qualification thereof. And the appellant excepted to the charge thus given, with the qualification.

"1. The indorsements on the note, on the evidence of the plaintiffs, were utterly worthless to prove either that the alleged payments were made, or by whom made, or when made; and without this, they should not have been permitted to be read to the jury. If they had been proved to be in the handwriting of the appellees' testator, said Eliza Perry, without more evidence, to permit them to be read to the jury to defeat the bar of the statute, would have been to permit her to make evidence for herself. In the case of McGehee v. Greer, 7 Port. 537, the court say: 'A payment on a note is, we think, precisely equivalent to an admission that, at the time of the payment the debt is due; but it is necessary that the party relying upon such payment should prove the date of the payment. To permit that fact to be estab

lished by the credit entered on the note would be, manifestly, allowing the party relying on it to make evidence for himself.'

"Where a party relies on an indorsed payment on a note to stop the operation of the statute of limitations, such payment must be proved to have been made at the time it bears date.' Watson v. Dale, 1 Port. (Ala.) 247. So, too, an admission made by a principal maker of a note, coupled with a promise to pay, will not revive the debt so as to take it out of the bar of the statute of limitations, as against a comaker, who is a surety; nor will payments made by him have the effect to prevent the running of the statute. Lowther et al. v. Chappell, 7 Ala. 353; and in Myatts & Moore v. Bell, 41 id. 222, it is held that 'a payment by one of several joint debtors, before the statute has completed a bar, will not prevent the completion of the bar as to the others, at the expiration of the time within which the statute required suit to be brought on the original evidence of debt relied on to sustain the action.' The court below, therefore, clearly erred in permitting these indorsements of credits on the note to be read to the jury as evidence of payments made at the times stated in said indorsements, without further proof of the fact of the payments, and by whom, and when made.

"2. The second charge of the court, on the evidence in this case, to say the least of it, was inappropriate and inapplicable, if not abstract, and was well calculated to mislead the jury, and should not have been given.

"3. The first charge asked by appellant was a very proper charge, was warranted by the evidence, and should have been given. The evidence by no means authorized the jury to presume, as a matter of law, that the payments were made by Jesse B. Knight or C. W. Knight, or either of them, especially if they believed from the evidence they were the mere sureties of said Reid. In that case, the presumption was directly the other way.

"4. The second charge in writing should have been given or refused in the terms in which it was written (Rev. Code, § 2756); and in refusing to give it in the

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the statute requires that a new promise, &c., shall be signed by the debtor; and it has been held that an indorsement of a payment made by an officer of a bank upon a note or bond due to the bank, in the regular course of his duties, is sufficient evidence of the payment; 2 and in Massachusetts it has been held that an indorsement made by the holder of the note, with the express assent of the maker, is sufficient." But while, where the statute does not require an acknowledgment or new promise to be in writing, and signed by the debtor, an indorsement made by the holder of a note of a payment is prima facie evidence of the fact, yet, where the statute imposes this condition, such an indorsement of itself affords no evidence whatever of the fact of payment. But the plaintiff is not deprived of the benefit of the payment to repel the statute, if he can prove the fact by other and conclusive evidence. The only consequence of a failure to have the debtor himself make the indorsement is to deprive the plaintiff of a ready and satisfactory means of proof, and to leave him to establish the payment by other proof, if he can. An indorsement under the old rule predicated upon the former statutes never afforded more than prima facie evidence of the fact of payment, and might be disproved.

terms in which it was written, and giving it with the qualification stated against the objection of the appellant, the court erred. Edgar v. The State, 48 Ala. 312."

1 Tappan v. Kimball, 30 N. H. 136; Sage v. Ensign, 2 Allen (Mass.), 245.

2 Union Bank v. Foster, 14 La. An. 159.

Sibley v. Phelps, 6 Cush. (Mass.) 172. ✦ Addams v. Seitzinger, 1 W. & S.

(Penn.) 243; Howe v. Saunders, 38 Me. 350. In Maskell v. Pooley, 12 La. An. 661, it was held, however, that, in order to make such a payment effectual, it must be shown where and by whom the payment was made. See also Gordon v. Schmidt, 20 id. 427.

5 Connelly v. Pierson, ante; McMasters v. Mather, ante.

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SEC. 117. Must be Party to sue or be sued. By the express terms of all the statutes, the statute of limitations only begins to run from the time when the right of action accrues; but an important rule to be borne in mind in determining when the statute attaches to a claim is, that at the time when a right of action accrues there must be in existence a party to sue and be sued, or the statute does not attach thereto. Consequently it follows that if at the time a right of action accrues either the person entitled to enforce it, or against whom it exists, is dead, and no executor or administrator of his estate has been appointed, the statute does not attach to the claim or begin to run thereon until such appointment is made and the person appointed has qualified; but as soon as a legal representative is appointed, the statute attaches to the claim and begins to run thereon. And the fact that an executor or administrator has been appointed in another State

1 Murray v. East India Co., 5 B. & Ald. 204; Daniel v. Day, 51 Ala. 481; Granger v. Granger, 6 Ohio, 35; Meeks v. Vaas, 31 Ark. 364; Clark v. Hardiman, 2 Leigh (Va.), 347; Bucklin v. Ford, 5 Barb. (N. Y.) 393; Johnson v. Wren, 3 Stew. (Ala.) 172; Wood v. Ford, 29 Miss. 57; Sewall v. Valentine, 6 Pick. (Mass.) 276; Sherman v. Western, &c. Co., 24 Iowa, 515; Fulensnieder v. United States, 9 Ct. of Claims (U. S.), 403; Lewis v. Broadwell, 3 McLean (U. S. C. C.), 568. In Grubb v. Clayton, 2 Hayw. (U. S. C. C.) 378, it was held that the statute cannot operate as a bar against a deceased person's estate if there is no administrator to sue, although letters of administration have been taken out in a foreign country. In Bucklin v. Ford, 5 Barb. (N.Y.)393, it was held that where one received property belonging to the estate of a deceased person, before administration

was granted thereon, the statute began to run against the right to secure the same from the time when administration was granted, and not from the time when the property was received. Davis v. Gurr, 6 N. Y. 124; Thurman v. Shelton, 10 Yerg. (Tenn.) 383. When the statute begins to run nothing stops its operation, except the statute so provides; but the statute does not begin to run until there is one in being competent to sue or be sued. Ruff v. Bull, 7 H. & J. (Md.) 14; Crassier v. Gano, 1 Bibb (Ky.), 257; Faysoux v. Prather, 1 N. & M. (S. C.) 296; Rogers v. Hillhouse, 3 Conn. 398; Peck v. Randall, 1 Johns. (N. Y.) 165; Johnson v. Wren, 3 Stew. (Ala.) 172.

2 Hobart v. Connecticut Turnpike Co., 15 Conn. 145; Lee v. Gause, 2 Ired. (N.C.) L. 440.

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